Hybrid Mortgage Underwriter – Residential Lending Expert

Ctbc Bank Corp Usa; Monterey Park (CA); Híbrido; USD 70.000 - 95.000; Jornada completa

Descripción de la vacante

Ctbc Bank Corp Usa in Monterey Park, CA is seeking an experienced Mortgage Underwriter to perform in-depth underwriting reviews of residential loan applications for compliance with state and federal laws, and lender guidelines to support mortgage production and quality control.

The role requires hybrid work, commuting to the Monterey Park office, and a background in underwriting with knowledge of Desktop Underwriter and secondary market practices; strong analytic and communication skills are

Formación

• Bachelor’s degree in Finance, Business Administration, Accounting, or other relevant Business fields is preferred.
• Minimum of 3-5+ years of recent mortgage underwriting experience (conventional and non-QM loans).
• Mortgage underwriting experience in retail environment.
• Familiar with Desktop Underwriter and Condo Project Manager.
• Working knowledge of credit, finance, lending procedures and legal and audit regulations.
• Analytic, quantitative, interpersonal, verbal and written communication, and PC skills.
• Must be a demonstrated team player.

Responsabilidades

• Review loan documentation for accuracy and completeness.
• Analyze all required information and underwrite all portfolio and secondary market mortgage loan applications for conditional and final approval.
• Communicate corporate and investor guidelines and respond to loan processors, loan closers, and mortgage loan officers (MLOs) in a timely and professional manner.
• Maintain familiarity with regulatory requirements and secondary market guidelines.

Conocimientos

Underwriting

Analytical skills

Communication skills

Team player

PC skills

Educación

Bachelor’s degree in Finance, Business Administration, Accounting, or other relevant Business fields

Herramientas

Desktop Underwriter

Condo Project Manager

Descripción del empleo

Ctbc Bank Corp Usa in Monterey Park, CA is seeking an experienced Mortgage Underwriter to perform in-depth underwriting reviews of residential loan applications for compliance with state and federal laws, and lender guidelines to support mortgage production and quality control.

The role requires hybrid work, commuting to the Monterey Park office, and a background in underwriting with knowledge of Desktop Underwriter and secondary market practices; strong analytic and communication skills are