Mortgage Underwriter: Jumbo Loans & HELOC Expert

Cathay Bank; El Monte (CA); On-site; USD 49,015 - 54,304; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) plan

Job summary

Cathay Bank in El Monte, California, is seeking a Mortgage Underwriter responsible for underwriting mortgage loans and home equity lines of credit. You will ensure compliance with established guidelines and provide excellent service.

The ideal candidate will have a college degree and at least five years of experience in mortgage lending, with strong analytical and communication skills. This full-time role offers competitive compensation and benefits.

Qualifications

• Minimum five years of mortgage lending and banking experience.
• Good knowledge of lending regulations and credit/collateral analysis practices.
• Ability to analyze complex credit transactions and asset documents.

Responsibilities

• Underwrite mortgage loans and home equity lines of credit in compliance with guidelines.
• Conduct underwriting reviews and render decisions on time.
• Ensure compliance with all applicable regulations.

Skills

Loan Origination System proficiency

Good verbal and written communication

Organizational skills

Analytical skills

Problem-solving skills

Education

College graduate with major in accounting or business

Tools

Empower

Job description

Cathay Bank in El Monte, California, is seeking a Mortgage Underwriter responsible for underwriting mortgage loans and home equity lines of credit. You will ensure compliance with established guidelines and provide excellent service.

The ideal candidate will have a college degree and at least five years of experience in mortgage lending, with strong analytical and communication skills. This full-time role offers competitive compensation and benefits.