Hybrid Mortgage Loan Processor: Flexible Schedule & Growth

SCCU Simple; Melbourne (FL); Hybrid; USD 52,000 - 76,000; Full time

Benefits offered by this job

Bonus Opportunity

Health & Wellness: Medical, dental, &-

Financial Perks: 401(k) match, HSA

Education Support: Tuition reimburse

Generous Time Off: 20+ days PTO

Exclusive Discounts: Lower loan rates

Job summary

Space Coast Credit Union (SCCU) in Melbourne, FL is seeking a Mortgage Loan Processor to guide approved first mortgage loans from application through closing. You will review files for completeness, coordinate documentation, and support borrowers and partners.

The role offers a hybrid schedule with up to 3 days remote and 2 days in office, plus a strong benefits package, 20+ PTO, tuition reimbursement, 401(k) match, and career growth opportunities.

Qualifications

• Two-year degree or equivalent experience required.
• 3–5 years of mortgage processing, mortgage closing, or banking experience related to review and process of mortgage applications required.
• Familiarity with TRID and investor guidelines, including Fannie Mae, Freddie Mac, FHA, and VA, preferred.
• Ability to obtain and maintain active NMLS registration before performing mortgage loan originator activities, when applicable.

Responsibilities

• Review and process conventional, FHA, VA, and other first mortgage loan applications for completeness, accuracy, and compliance with lending guidelines.
• Verify borrower income, assets, employment, credit history, and funds to close; ensure approval conditions are satisfied before closing.
• Order and review appraisals, title commitments, flood certifications, and other third-party documentation within established timelines.
• Submit complete loan files to underwriting, follow up promptly on conditions, and manage a pipeline of approximately 20–40 loans in line with department goals.
• Communicate clearly with borrowers, Realtors, closing agents, and internal partners regarding documentation, file status, and closing arrangements while maintaining confidentiality.
• Resolve member questions and file issues efficiently while meeting established productivity, loan quality, regulatory, attendance, and service standards.

Skills

Mortgage processing

TRID knowledge

NMLS registration

Attention to detail

Communication skills

Education

Two-year degree

Job description

Space Coast Credit Union (SCCU) in Melbourne, FL is seeking a Mortgage Loan Processor to guide approved first mortgage loans from application through closing. You will review files for completeness, coordinate documentation, and support borrowers and partners.

The role offers a hybrid schedule with up to 3 days remote and 2 days in office, plus a strong benefits package, 20+ PTO, tuition reimbursement, 401(k) match, and career growth opportunities.