Direct Loan Processor – Flexible Scheduling

Space Coast Credit Union; Melbourne (FL); On-site; USD 31,000 - 32,000; Full time

Benefits offered by this job

Birthday PTO

11 Federal Holidays

Tuition reimbursement

Flex scheduling

Discounts on SCCU financial products

Job summary

Space Coast Credit Union (SCCU) is seeking a Direct Loan Processor in Melbourne, FL. You will prepare and transmit approved loans, ensuring timely closings and supporting Express Sales team efforts to grow member satisfaction. This role emphasizes accuracy, regulatory compliance, and excellent member service.

Join SCCU and contribute to a not-for-profit mission with competitive pay, comprehensive benefits, and opportunities for career growth in a collaborative, member-focused environment.

Qualifications

• High School diploma or equivalent required.
• 1-3 years prior experience in a processing or lending related field required, banking experience a plus.

Responsibilities

• Prepare consumer loan and deposit applications for closing, both in branch and electronically, ensuring all closing documentation is accurate, complete, and compliant with regulatory requirements and credit union procedures.
• Verify all loan and deposit application approval conditions are satisfied in accordance with department procedures prior to closing.
• Book loan and deposit applications and ensure accurate and timely disbursement of funds to dealerships, other financial institutions, members and private sellers.
• Support Direct Loan Processing Coordinator by gathering information, researching records, following up on details, and assessing needs efficiently; communicate findings to the requesting party to support and maintain profitable relationships.
• Respond to incoming telephone inquiries regarding direct loans from internal departments, members and SCCU team members by providing timely status updates and resolving questions.
• Provide promptly to branch inquiries regarding loan documentation; maintain availability in the call queue to ensure timely handling of member calls; prepare corrections as needed to support branch and member requirements and ensure documentation accuracy.
• Adhere to established productivity and loan quality standards to meet service-level expectations.
• Support the sales efforts of the Express Sales team by providing members with appropriate product and service information to strengthen the overall SCCU cooperative/member relationship.
• Communicate effectively in person, by phone, and in writing, expressing ideas clearly and concisely while adhering to established member service standards.
• Adapt effectively to changing environments by adjusting work style and priorities, responding quickly to new situations, and reorganizing tasks to address urgent needs.
• Demonstrating strong self-motivation and independent problem-solving skills with minimal supervision, to maximize productivity, efficiency, and member satisfaction; recommend process improvements to enhance efficiency and outcomes.
• Maintain reliable attendance and punctuality, as these are essential functions of the role.

Skills

Customer service

Communication

Problem solving

Education

High School diploma or equivalent

Job description

Space Coast Credit Union (SCCU) is seeking a Direct Loan Processor in Melbourne, FL. You will prepare and transmit approved loans, ensuring timely closings and supporting Express Sales team efforts to grow member satisfaction. This role emphasizes accuracy, regulatory compliance, and excellent member service.

Join SCCU and contribute to a not-for-profit mission with competitive pay, comprehensive benefits, and opportunities for career growth in a collaborative, member-focused environment.