Hybrid Mortgage Processor - Growth & Benefits

Suncoast Credit Union; Tampa (FL); Hybrid; USD 50,000 - 64,000; Full time

Benefits offered by this job

Bonus Program up to 12%

401K Matching up to 8%

Retirement Planning

Employee Loan Discounts

Flex Spending Accounts

Paid Holidays

Job summary

Suncoast Credit Union is seeking an experienced Mortgage Processor to handle 1st mortgages, FNMA loans, and various portfolio and investor loans. The role requires attention to detail and strong compliance, with hybrid work in Tampa, FL.

Typical hours align with a Monday–Friday schedule, with some evenings as needed. The candidate will review income documentation, analyze tax and asset information, coordinate with lenders and inspectors, and ensure accurate data entry in the loan system.

Qualifications

• 3+ years of mortgage processing or closing experience.
• Knowledge of regulatory compliance relevant to mortgage processing.
• Ability to communicate effectively with members, staff, vendors, and regulators.
• Flexibility to work evenings and manage changing priorities to meet deadlines.

Responsibilities

• Administer tasks to meet processing conditions for loan approvals per GSE, PMI, FHA, USDA, and guidelines.
• Review documents supporting applications (employment/income).
• Analyze tax returns, assets, payment history and liabilities for accuracy.
• Obtain corrections for discrepancies from the original application.
• Review title commitments, appraisals, surveys, and pest inspections for accuracy.
• Verify hazard and flood insurance coverage.
• Update LOS with verified data to track documents.
• Maintain communication with all parties to meet SLA requirements.
• Conduct calls/electronic communications with applicants per standards.
• Review redisclosures and verify loan amounts, terms, rates, and closing costs.
• Prepare and submit underwriting files per DU/PMI guidelines.
• Compare Loan Estimate and Closing Disclosure for accuracy.
• Document changes of circumstance and closing time frames.
• Monitor pipelines and provide status updates per performance standards.
• Assist service centers with mortgage processing questions.
• Attend educational events to increase professional knowledge.

Skills

Mortgage processing

Regulatory compliance

Attention to detail

Communication skills

Time management

Education

High school diploma

Tools

Desktop Underwriter

Job description

Suncoast Credit Union is seeking an experienced Mortgage Processor to handle 1st mortgages, FNMA loans, and various portfolio and investor loans. The role requires attention to detail and strong compliance, with hybrid work in Tampa, FL.

Typical hours align with a Monday–Friday schedule, with some evenings as needed. The candidate will review income documentation, analyze tax and asset information, coordinate with lenders and inspectors, and ensure accurate data entry in the loan system.