Hybrid Mortgage Loan Processor - Closings & Compliance

Space Coast Credit Union; Melbourne (FL); Hybrid; USD 59,000 - 62,000; Full time

Benefits offered by this job

Hybrid work options

On-the-job training

Job summary

Space Coast Credit Union (SCCU) is seeking a Mortgage Loan Processor to guide approved first mortgage loans from application to closing. You will review files, verify income, assets, and employment, and coordinate third-party documentation to ensure timely closings that exceed member expectations.

The role requires a 2-year degree or equivalent experience, 3–5 years in mortgage processing, and familiarity with TRID and investor guidelines. Hybrid work is available with in-office days required.

Qualifications

• Two-year degree or equivalent experience required.
• 3–5 years of mortgage processing, mortgage closing, or banking experience related to review and process of mortgage applications.
• Familiarity with TRID and investor guidelines, including Fannie Mae, Freddie Mac, FHA, and VA, preferred.
• Ability to obtain and maintain active NMLS registration before performing mortgage loan originator activities, when applicable.

Responsibilities

• Review conventional, FHA, VA, and other first mortgage loan applications for completeness, accuracy, and compliance with lending guidelines.
• Verify borrower income, assets, employment, credit history, and funds to close; ensure conditions are satisfied before closing.
• Order and review appraisals, title commitments, flood certifications, and other third-party documentation within timelines.
• Submit complete loan files to underwriting and manage a pipeline of 20–40 loans per department goals.
• Communicate clearly with borrowers, Realtors, closing agents, and internal partners while maintaining confidentiality.
• Resolve member questions and file issues while meeting productivity and service standards.

Skills

Mortgage processing

Attention to detail

Communication

Education

Two-year degree or equivalent experience

Tools

TRID guidelines

Investor guidelines (Fannie/Freddie/FHA/VA)

Job description

Space Coast Credit Union (SCCU) is seeking a Mortgage Loan Processor to guide approved first mortgage loans from application to closing. You will review files, verify income, assets, and employment, and coordinate third-party documentation to ensure timely closings that exceed member expectations.

The role requires a 2-year degree or equivalent experience, 3–5 years in mortgage processing, and familiarity with TRID and investor guidelines. Hybrid work is available with in-office days required.