Hybrid Mortgage Loan Originator - Remote/Office Flex

WEST ONE CAPITAL GROUP INC; United States; Hybrid; USD 65,000 - 95,000; Full time

Job summary

West One Capital Group Inc. seeks a Licensed Mortgage Loan Originator in our residential lending team. You will build and maintain relationships, market loans to our client base, and pre-qualify homebuyers, while ensuring compliance with RESPA, TILA and HMDA.

This role offers an industry-leading compensation structure, hybrid work flexibility with remote option and office access, and support with in-house processing and funding. Proficiency in Encompass and Calyx Point is required.

Qualifications

• 1–2 years of mortgage loan originator experience
• Proficiency in Encompass and/or Calyx Point
• Thorough knowledge of mortgage products, regulations, processing, underwriting and closing

Responsibilities

• Build and maintain strong relationships with your existing clientele and database.
• Market loans to West One Capital Group’s existing database.
• Establish and grow relationships with realtors, CPAs, and other referral sources to create lending opportunities.
• Represent West One Capital Group at networking events such as industry seminars, local chamber meetings, realtor functions, brokers’ open houses, and other lead-generating activities.
• Counsel and pre-qualify potential homebuyers.
• Complete uniform residential loan applications accurately and efficiently.
• Gather necessary support documentation while ensuring compliance with mortgage lending regulations, including RESPA, TILA, and HMDA.
• Monitor loan progress to ensure adherence to FNMA, FHLMC, VA, FHA, and investor guidelines.
• Communicate regularly with loan processors, buyers, realtors, and builders regarding loan statuses.
• Work in a hybrid environment with the flexibility to operate remotely or from any West One office location.

Skills

Relationship-building

Sales/Prospecting

Regulatory knowledge

NMLS licensing

Tools

Encompass

Calyx Point

Job description

Job Description

Job Description

About the Job

Join West One Capital Group as a Licensed Mortgage Loan Originator in our residential lending department. We offer an industry-leading compensation structure that rewards your hard work and success. With a diverse suite of residential loan products—including Conventional, FHA, VA, Reverse Loans, Jumbo-ARMs, Fixed and I/O, NON-QM, DSCR, Stated Income Programs, and 2nd Trust Deed Loans—our correspondent lending and broker platforms provide a competitive edge. We utilize advanced origination software, including Encompass and Calyx Point, and provide top-tier in-house processing and loan funding support to help you thrive.

Key Responsibilities

• Build and maintain strong relationships with your existing clientele and database.
• Market loans to West One Capital Group’s existing database.
• Establish and grow relationships with realtors, CPAs, and other referral sources to create lending opportunities.
• Represent West One Capital Group at networking events such as industry seminars, local chamber meetings, realtor functions, brokers’ open houses, and other lead-generating activities.
• Counsel and pre-qualify potential homebuyers.
• Complete uniform residential loan applications accurately and efficiently.
• Gather necessary support documentation while ensuring compliance with mortgage lending regulations, including RESPA, TILA, and HMDA.
• Monitor loan progress to ensure adherence to FNMA, FHLMC, VA, FHA, and investor guidelines.
• Communicate regularly with loan processors, buyers, realtors, and builders regarding loan statuses.
• Work in a hybrid environment with the flexibility to operate remotely or from any West One office location.

Qualifications

• Experience: Minimum of 1–2 years as a Mortgage Loan Originator with a demonstrated ability to self-generate loan production.
• Software Knowledge: Proficiency in Encompass and/or Calyx Point.
• Industry Knowledge: Thorough understanding of mortgage products, programs, regulatory requirements, and loan processing, underwriting, and closing procedures.
• Personal Traits: Strong work ethic, positive attitude, and drive for success.
• Licensing: National NMLS registration required.

Work Environment

As a Licensed Mortgage Loan Originator, you’ll work in a hybrid environment, combining remote work flexibility with access to West One’s offices. This dynamic setting provides a professional yet adaptable workplace with moderate noise levels and opportunities for collaboration.

West One Capital Group is committed to compliance, requiring all employees to complete training and adhere to all relevant laws, policies, and procedures.

Equal Opportunity Employer
West One Capital Group celebrates diversity and does not discriminate based on race, color, sex, age, national origin, religion, sexual orientation, gender identity, veteran status, disability, or any other protected class.

How to Apply

Send your resume to [e-mail] or call 949-417-6404, ext. 101 for direct inquiries.