Licensed Mortgage Loan Originator

West One Capital Group; Irvine (CA); Hybrid; USD 85,000 - 130,000; Full time

Benefits offered by this job

Company parties

Flexible schedule

Free food & snacks

Job summary

West One Capital Group is seeking a Licensed Mortgage Loan Originator in our residential lending department in California. You will build relationships, pre-qualify borrowers, and manage the loan process from application to close using Encompass and Calyx Point.

Join our team to leverage an industry-leading compensation structure and multiple loan products, with in-house processing and funding support. Hybrid work options available.

Qualifications

• Minimum 1–2 years as a Mortgage Loan Originator with demonstrated self-generation.
• Proficiency with Encompass and/or Calyx Point.
• Thorough knowledge of mortgage products, programs, regulations, and loan closing procedures.

Responsibilities

• Build and maintain relationships with existing clientele and database.
• Market loans to West One Capital Group’s database.
• Establish relationships with realtors, CPAs, and referral sources for lending opportunities.
• Represent the company at networking events and lead-generation activities.
• Counsel and pre-qualify homebuyers.
• Complete uniform residential loan applications accurately and efficiently.
• Gather support documentation while ensuring compliance with RESPA, TILA, HMDA.
• Monitor loan progress to adhere to FNMA, FHLMC, VA, FHA, and investor guidelines.
• Communicate with loan processors, buyers, realtors, and builders regarding loan statuses.
• Work in a hybrid environment with remote and office options.

Skills

Mortgage industry experience

Client relationship management

Self-generated loan production

Tools

Encompass

Calyx Point

Job description

Benefits

• Company parties
• Flexible schedule
• Free food & snacks

About The Job

Join West One Capital Group as a Licensed Mortgage Loan Originator in our residential lending department. We offer an industry-leading compensation structure that rewards your hard work and success. With a diverse suite of residential loan products—including Conventional, FHA, VA, Reverse Loans, Jumbo-ARMs, Fixed and I/O, NON-QM, DSCR, Stated Income Programs, and 2nd Trust Deed Loans—our correspondent lending and broker platforms provide a competitive edge. We utilize advanced origination software, including Encompass and Calyx Point, and provide top-tier in-house processing and loan funding support to help you thrive.

Key Responsibilities

• Build and maintain strong relationships with your existing clientele and database.
• Market loans to West One Capital Group’s existing database.
• Establish and grow relationships with realtors, CPAs, and other referral sources to create lending opportunities.
• Represent West One Capital Group at networking events such as industry seminars, local chamber meetings, realtor functions, brokers’ open houses, and other lead-generating activities.
• Counsel and pre-qualify potential homebuyers.
• Complete uniform residential loan applications accurately and efficiently.
• Gather necessary support documentation while ensuring compliance with mortgage lending regulations, including RESPA, TILA, and HMDA.
• Monitor loan progress to ensure adherence to FNMA, FHLMC, VA, FHA, and investor guidelines.
• Communicate regularly with loan processors, buyers, realtors, and builders regarding loan statuses.
• Work in a hybrid environment with the flexibility to operate remotely or from any West One office location.

Qualifications

• Experience: Minimum of 1–2 years as a Mortgage Loan Originator with a demonstrated ability to self-generate loan production.
• Software Knowledge: Proficiency in Encompass and/or Calyx Point.
• Industry Knowledge: Thorough understanding of mortgage products, programs, regulatory requirements, and loan processing, underwriting, and closing procedures.
• Personal Traits: Strong work ethic, positive attitude, and drive for success.
• Licensing: National NMLS registration required.

Work Environment

As a Licensed Mortgage Loan Originator, you’ll work in a hybrid environment, combining remote work flexibility with access to West One’s offices. This dynamic setting provides a professional yet adaptable workplace with moderate noise levels and opportunities for collaboration. West One Capital Group is committed to compliance, requiring all employees to complete training and adhere to all relevant laws, policies, and procedures.

Equal Opportunity Employer

West One Capital Group celebrates diversity and does not discriminate based on race, color, sex, age, national origin, religion, sexual orientation, gender identity, veteran status, disability, or any other protected class.

Flexible work from home options available.