Hybrid Denver Mortgage Audit Underwriter

Bayview Fund Management, LLC; Denver (CO); Hybrid; USD 90,000 - 115,000; Full time

Job summary

Bayview Asset Management in Denver is seeking an Audit Resolution Underwriter to coordinate post-close audit responses and ensure loans meet investor guidelines for secondary market purchases.

You will review loan documents, resolve audit conditions, and communicate with Correspondents to drive timely resolutions while maintaining compliance and quality controls. Regular interactions with senior leadership and due diligence teams are expected.

Qualifications

• Minimum 6 years mortgage underwriting experience.
• Current working knowledge of FNMA and FHLMC underwriting guidelines.
• General knowledge of GNMA, FHA, VA, USDA, Non-Agency, and Affordable Lending guidelines; experience in these areas is preferred but not required.
• Strong analytical, problem-solving, and decision-making skills.
• Excellent verbal and written communication skills.
• Proficiency in Microsoft Word and Excel; Access experience is a plus.

Responsibilities

• Analyze loan files and credit audit findings to determine underwriting accuracy and compliance with investor guidelines.
• Review credit, income, asset, and collateral documentation to validate adherence to secondary market requirements.
• Resolve conditions within external due diligence systems by evaluating findings, providing supporting analysis, and responding professionally with minimal supervision.
• Communicate directly with Correspondents to explain deficiencies and identify documentation required to resolve findings.
• Evaluate supplemental documentation to confirm conditions are adequately cleared and underwriting decisions are supported.
• Monitor audit resolution pipelines and follow up with Correspondents and due diligence firms to meet required deadlines.
• Recommend loan repurchases or downgrades, including consideration of applicable compensating factors.
• Prioritize competing responsibilities and meet deadlines for agency responses and final reporting supporting sales and securitizations.
• Identify audit trends, recommend corrective action plans, and communicate recurring issues to Correspondent Underwriting management.
• Develop and maintain reporting on post-purchase audit trends and findings for senior leadership.
• Support Closed Loan Audit Underwriters during high-volume periods through pre-purchase reviews and condition resolution.
• Perform other duties as assigned by management.

Skills

Mortgage underwriting

Financial analysis

Regulatory knowledge

Communication skills

Attention to detail

AI tools

Tools

Microsoft Word

Excel

Access

Job description

Bayview Asset Management in Denver is seeking an Audit Resolution Underwriter to coordinate post-close audit responses and ensure loans meet investor guidelines for secondary market purchases.

You will review loan documents, resolve audit conditions, and communicate with Correspondents to drive timely resolutions while maintaining compliance and quality controls. Regular interactions with senior leadership and due diligence teams are expected.