Hybrid Credit Risk & Portfolio Growth Analyst

Ingram Micro; Buffalo (NY); Híbrido; USD 50 000 - 79 000; Tempo integral

Resumo da oferta

Ingram Micro is seeking a Credit Development Analyst to evaluate customer creditworthiness, analyze financial risk, and manage a portfolio of accounts to support growth while minimizing credit exposure. You will work closely with Sales and internal stakeholders to make informed credit decisions and resolve issues.

The ideal candidate blends strong analytical abilities with business acumen, customer-relations skills, and the ability to thrive in a fast-paced environment within a hybrid work

Qualificações

• Minimum 5 years of experience in credit, finance, accounting, banking, or risk management
• Strong analytical, critical thinking, and problem-solving skills
• Experience evaluating financial information and making credit decisions
• Proficiency with Microsoft Excel and business systems
• Ability to manage multiple responsibilities in a fast-paced environment

Responsabilidades

• Analyze customer financial statements, credit reports, payment history, and business information to assess credit risk and creditworthiness
• Evaluate, approve, modify, or revoke credit limits and terms within established guidelines
• Manage a portfolio of customer accounts while monitoring risk exposure and portfolio performance
• Partner with Sales teams to support revenue growth and customer retention initiatives
• Investigate and resolve billing, account, payment, and credit-related issues that may impact collections or customer experience
• Review financial trends, account performance metrics, and risk indicators to identify potential concerns and opportunities
• Make recommendations regarding credit decisions, bad debt exposure, and account actions when necessary
• Utilize credit agency resources, internal systems, and analytical tools to support decision-making
• Build strong relationships with customers, sales teams, and cross-functional stakeholders
• Ensure compliance with company policies, internal controls, and Sarbanes-Oxley (SOX) requirements
• Identify opportunities to improve processes, reporting, automation, and operational efficiency
• Maintain accurate account documentation and audit-ready records

Conhecimentos

Credit analysis

Financial analysis

Portfolio management

Communication skills

Excel proficiency

SOX awareness

Formação académica

Associate degree

High School Diploma

Bachelor's degree

Ferramentas

ERP software

CRM software

Credit management systems

Descrição da oferta de emprego

Ingram Micro is seeking a Credit Development Analyst to evaluate customer creditworthiness, analyze financial risk, and manage a portfolio of accounts to support growth while minimizing credit exposure. You will work closely with Sales and internal stakeholders to make informed credit decisions and resolve issues.

The ideal candidate blends strong analytical abilities with business acumen, customer-relations skills, and the ability to thrive in a fast-paced environment within a hybrid work