Hybrid Credit Development Analyst - Growth and Risk

Ingram Micro Czech Republic; Buffalo (NY); Ibrido; USD 50.000 - 79.000; Tempo pieno

Vantaggi offerti da questo lavoro

Health insurance

Descrizione del lavoro

Ingram Micro seeks a Credit Development Analyst to evaluate customer creditworthiness, analyze financial risk, and manage portfolios to support growth while minimizing credit exposure. You will partner with Sales, customers, and internal stakeholders to make informed credit decisions and resolve issues balancing customer needs with risk objective.

The ideal candidate combines strong analytical abilities with business acumen, customer relationship skills, and the ability to act decisively in a

Competenze

• Associate degree and at least 5 years in credit, finance, accounting, or related field; or high school diploma with at least 8 years in credit-related roles.
• Experience evaluating financial information and making credit decisions.
• Strong analytical and problem-solving skills.
• Experience managing customer accounts or portfolios.
• Proficiency with Microsoft Excel and business systems.
• Ability to work in a fast-paced environment and meet deadlines.
• Excellent verbal and written communication.
• Ability to build relationships with stakeholders.
• Knowledge of credit management or risk analysis is preferred.

Mansioni

• Analyze customer financial statements, credit reports, payment history, and business information to assess credit risk and creditworthiness.
• Evaluate, approve, modify, or revoke credit limits and terms within established guidelines.
• Manage a portfolio of customer accounts while monitoring risk exposure and portfolio performance.
• Partner with Sales teams to support revenue growth and customer retention initiatives.
• Investigate and resolve billing, account, payment, and credit-related issues that may impact collections or customer experience.
• Review financial trends, account performance metrics, and risk indicators to identify potential concerns and opportunities.
• Make recommendations regarding credit decisions, bad debt exposure, and account actions when necessary.
• Utilize credit agency resources, internal systems, and analytical tools to support decision-making.
• Build strong relationships with customers, sales teams, and cross-functional stakeholders.
• Ensure compliance with company policies, internal controls, and SOX requirements.
• Identify opportunities to improve processes, reporting, automation, and operational efficiency.
• Maintain accurate account documentation and audit-ready records.

Conoscenze

Analytical thinking

Credit analysis

Financial analysis

Communication skills

Portfolio management

Attention to detail

Time management

Customer relationship

Formazione

Associate degree

Bachelor's degree

Strumenti

ERP systems

CRM systems

Microsoft Excel

Financial software

Descrizione del lavoro

Ingram Micro seeks a Credit Development Analyst to evaluate customer creditworthiness, analyze financial risk, and manage portfolios to support growth while minimizing credit exposure. You will partner with Sales, customers, and internal stakeholders to make informed credit decisions and resolve issues balancing customer needs with risk objective.

The ideal candidate combines strong analytical abilities with business acumen, customer relationship skills, and the ability to act decisively in a