Hybrid Credit Analyst – Commercial Banking

CFG Bank; Baltimore (MD); Hybrid; USD 60,000 - 65,000; Full time

Benefits offered by this job

Health benefits: medical, dental, and—

Discretionary annual bonus

401(k) with employer match

Paid time off

Overtime pay for non-exempt positions

Job summary

CFG Bank in Baltimore, MD is seeking a Junior Credit Analyst to join our Commercial Bank Team. You will analyze financial statements, tax returns, and cash flow to assess creditworthiness of commercial clients and prepare approval packages.

The role requires a Bachelor's in Accounting/Finance/Business Admin, strong communication skills, and the ability to work independently. The position offers a hybrid schedule (4 days in-office, 1 remote) after a 90-day period, with a comprehensive benefits

Qualifications

• Bachelor’s Degree in Accounting, Finance or Business Administration is required.
• Basic knowledge of economic and accounting principles is expected.
• Strong verbal and written communication skills are required.
• Ability to work independently and meet time commitments is essential.
• Working knowledge of Word and Excel is preferred.

Responsibilities

• Analyze financial statements, tax returns, and cash flow reports to assess creditworthiness for new borrowing requests.
• Prepare credit approval packages and supporting reports; participate in client discussions as needed.
• Conduct annual line renewals and term loan reviews; identify trends and advise on follow-ups to mitigate risk.
• Evaluate borrower covenant compliance and reporting requirements on an ongoing basis.
• Establish and maintain credit files; ensure accuracy and compliance with bank policies.
• Stay up to date on accounting pronouncements and financial analysis trends; support risk controls and policies.

Skills

Verbal communication

Written communication

Time management

Independent work

Attention to detail

MS Word

MS Excel

Education

Bachelor's degree in Accounting, Finance or Business Administration

Tools

Microsoft Word

Microsoft Excel

Job description

CFG Bank in Baltimore, MD is seeking a Junior Credit Analyst to join our Commercial Bank Team. You will analyze financial statements, tax returns, and cash flow to assess creditworthiness of commercial clients and prepare approval packages.

The role requires a Bachelor's in Accounting/Finance/Business Admin, strong communication skills, and the ability to work independently. The position offers a hybrid schedule (4 days in-office, 1 remote) after a 90-day period, with a comprehensive benefits