Credit Solutions Analyst I (Hybrid)

First Citizens Bank; San Francisco (CA); Hybrid; USD 90,000 - 120,000; Full time

Job summary

First Citizens Bank is seeking a Credit Analyst in San Francisco for a hybrid role combining in-office and remote work. You will lead underwriting, assess credit risk, and support portfolio management for a diverse client base in technology, life sciences, and related sectors.

The position requires a Bachelor's degree or substantial experience in credit analysis and accounting, with 1 year (or 5 years with HS) experience. Competitive compensation and benefits are offered.

Qualifications

• Bachelor's Degree and 1 year of experience in credit analysis and accounting OR High School Diploma or GED with 5 years of experience in credit analysis and accounting.
• Experience in credit risk assessment and loan structuring preferred.
• Strong analytical and communication skills required.

Responsibilities

• Credit Analysis and Underwriting - spread financials and assess credit risk.
• Portfolio Management and Monitoring - monitor existing relationships and risk.
• Documentation and Compliance - maintain credit files and regulatory compliance.
• Client Relationship Support - assist in client meetings and coordinate internal resources.

Skills

Credit analysis

Underwriting

Portfolio management

Client relations

Education

Bachelor's degree

High School Diploma or GED

Job description

First Citizens Bank is seeking a Credit Analyst in San Francisco for a hybrid role combining in-office and remote work. You will lead underwriting, assess credit risk, and support portfolio management for a diverse client base in technology, life sciences, and related sectors.

The position requires a Bachelor's degree or substantial experience in credit analysis and accounting, with 1 year (or 5 years with HS) experience. Competitive compensation and benefits are offered.