Hybrid CRE Lending Associate - Private Bank

Citizens Bank; Boston (MA); Hybrid; USD 115,000 - 145,000; Full time

Benefits offered by this job

Medical, dental, vision benefits

Retirement benefits

Maternity/paternity leave

Flexible work arrangements

Education reimbursement

Wellness programs

Job summary

Citizens Bank in Boston seeks a Private Bank Lending Specialist to support the Relationship Manager with a client loan portfolio. The role focuses on processing, analysis, and quality control from application through closing, ensuring timely, accurate outcomes.

The ideal candidate will have 3+ years in credit policy, lending origination, and CRE/multi-family lending, with strong communication skills and a track record in high net worth lending.

Qualifications

• Minimum 3+ years of experience in credit policy, lending origination systems, and regulatory requirements involved in commercial real estate/multi-family lending.
• Lending underwriting and credit analysis experience desired.
• Demonstrated success working in high net worth, non-traditional loans and underwriting.
• Strong written and verbal communication skills with high attention to detail.

Responsibilities

• Works closely with RM and client to identify lending needs and solutions.
• Performs analysis of client's financials to determine loan eligibility.
• After RM handoff, serves as main POC for all internal/external parties to lending transactions while keeping RM in the loop.
• Manages end-to-end loan process with clients, internal/external partners from inquiry through post-closing (e.g., presents loan to Credit Officer for approval, locks & submits loans, collects conditions, assists with closing coordination and any post-closing requests).
• Monitors pipeline to ensure loan workflow is efficient and meeting closing deadlines.
• Knowledgeable on Private Bank credit policy, lending origination systems, and regulatory requirements involved in commercial real estate/multi-family lending.
• Maintains a high level of quality control for verifying accuracy of financial and loan documents.

Skills

Credit analysis

Lending policy

Loan origination

Regulatory compliance

Communication skills

Job description

Citizens Bank in Boston seeks a Private Bank Lending Specialist to support the Relationship Manager with a client loan portfolio. The role focuses on processing, analysis, and quality control from application through closing, ensuring timely, accurate outcomes.

The ideal candidate will have 3+ years in credit policy, lending origination, and CRE/multi-family lending, with strong communication skills and a track record in high net worth lending.