Hybrid CRE Insurance Diligence Specialist

FHS Risk; New York (NY); Hybrid; USD 110,000 - 150,000; Full time

Benefits offered by this job

Health insurance

401(k)

Paid time off

Job summary

FHS Risk is an independent insurance and risk management advisory firm seeking experienced insurance professionals for a hybrid role in Midtown Manhattan. You will collaborate with risk consultants on insurance diligence for CRE and construction finance transactions, supporting institutional lenders and borrowers on complex originations.

The ideal candidate has 4+ years in commercial insurance (construction/real estate/hospitality), holds an active P&C license, and excels in communicating

Qualifications

• 4+ years of commercial insurance experience in construction, real estate, or hospitality.
• Active Property & Casualty Insurance License required.
• Experience with insurance diligence or debt financing transactions is a plus.
• Strong written and verbal communication skills.
• Excellent organizational skills and ability to manage multiple active deals simultaneously.
• Highly proficient in Microsoft Office — Excel, Word, and PowerPoint.

Responsibilities

• Analysis of collateral to develop detailed, deal-specific insurance requirements across CRE asset classes and construction programs based on geography.
• In-depth review of borrowers’ proposed insurance programs, identifying coverage gaps and communicating findings clearly to lenders and clients
• Review and negotiation of requirements within loan covenants and risk transfer agreements to ensure proper protection of collateral and lender interests
• Assessment of market conditions to contextualize proposed insurance terms and provide lender a risk analysis of the proposed terms and conditions against market standards and asset / project risk management needs
• Preparation and delivery of detailed executive summary reports and client-facing deal deliverables
• Manage deal pipeline and client status reporting, tracking open issues through to resolution

Skills

Commercial insurance

Real estate insurance

Construction insurance

Hospitality insurance

Communication

Time management

Tools

Microsoft Excel

Microsoft Word

PowerPoint

Job description

FHS Risk is an independent insurance and risk management advisory firm seeking experienced insurance professionals for a hybrid role in Midtown Manhattan. You will collaborate with risk consultants on insurance diligence for CRE and construction finance transactions, supporting institutional lenders and borrowers on complex originations.

The ideal candidate has 4+ years in commercial insurance (construction/real estate/hospitality), holds an active P&C license, and excels in communicating