Hybrid ACH Operations Specialist

Dncu; Northern (KY); Hybrid; USD 30,000 - 38,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) with company match

PTO and holidays

Sick leave

Volunteer hours

Mental Health Days

Employee assistance program

Tuition reimbursement

Gym membership

Employee banking discounts

Learning and development opportunities

Spanish Speaking Incentive

Job summary

Del Norte Credit Union is seeking an ACH Processor to ensure accurate and timely processing of ACH transactions, while upholding NACHA rules and internal controls. The role supports daily operations, resolves exceptions, and collaborates across departments to maintain payment integrity.

Hybrid work in Espanola, NM may be available with supervisor approval. Ideal candidates have 3–5 years of related experience and ACH certification within a year.

Qualifications

• Three to five years of similar or related experience.
• ACH certification within one year of position (or already certified).

Responsibilities

• Research and resolve ACH exceptions, including returns and NOCs.
• Review, upload, and process ACH files with proper settlement balancing.
• Provide responsive support to members and internal teams regarding ACH transactions.
• Collaborate across Deposit Operations, Accounting, Fraud, and branches.
• Ensure compliance with NACHA Rules, Regulation E, OFAC, and internal controls.
• Maintain documentation for audit readiness and regulatory reporting.
• Participate in system testing and workflow improvements for efficiency.
• Cross-train across Deposit Operations functions (ACH origination, SSA verification, etc.).

Skills

Microsoft Office Suite (Intermediate)

Electronic Funds Transfer (EFT)

Compliance Regulations

Accounting (Introductory)

Automated Clearing House (ACH)

Education

Two-year college degree or specialized certification

Job description

Del Norte Credit Union is seeking an ACH Processor to ensure accurate and timely processing of ACH transactions, while upholding NACHA rules and internal controls. The role supports daily operations, resolves exceptions, and collaborates across departments to maintain payment integrity.

Hybrid work in Espanola, NM may be available with supervisor approval. Ideal candidates have 3–5 years of related experience and ACH certification within a year.