Location: Vista, CA (On site) | Type: Full Time | Compensation Range: $140,000-$185,000
At Honda Vista, we're looking for an experienced, results-driven Finance Manager who knows the ins and outs of prime, mid-prime, and subprime financing. Someone who thrives in a fast-paced dealership, knows how to work with lenders, and can turn challenging deals into successful deliveries.
What You'll Do
- Make deals happen! Structure and secure financing across prime, mid-prime, and subprime credit tiers.
- Maximize every opportunity by presenting F&I products, including service contracts, GAP, and protection packages.
- Build strong lender relationships and negotiate approvals to get challenging deals funded.
- Own the deal from start to finish, from initial inquiry and credit approval to vehicle delivery and funding.
- Keep deals moving by managing Contracts in Transit, collecting stipulations, and ensuring timely funding.
- Deliver an exceptional guest experience, helping customers navigate financing with confidence and transparency.
- Drive profitability while maintaining compliance, accuracy, and the highest ethical standards.
What You'll Need
- 2+ years of experience as a Special Finance Manager in automotive retail, with strong subprime lending expertise.
- Established relationships with prime, mid-prime, and subprime lenders.
- Proven ability to structure, negotiate, and rehash challenging deals.
- Ability to consistently achieve $2,000+ PVR.
- Strong F&I product knowledge, sales skills, and compliance awareness.
- Exceptional organization, attention to detail, and follow-through.
- A competitive, solutions-oriented mindset with a passion for results.
- Proficiency in Microsoft Office and dealership financing systems.
- Valid driver's license and acceptable driving record.
Benefits & Employee Perks
- Medical, Dental, Vision, and Complimentary Life Insurance
- 401k Matching and FSA
- Tuition Reimbursement
- Paid Time Off (accrues)
- Supplemental Insurance (Hospital, Accident, Critical Illness)
- Discounts on Vehicles, Services, and Parts
Tips For a Successful Application & Interview Process
- Bring Your Best Resume – Upload your most recent version so we can see all you've accomplished
- Transitioning from Another Industry? – A cover letter helps! Use it to highlight transferable skills that make you a great fit
- Dress to Impress – First impressions count. Dress professionally and bring your authentic self
- Rescheduling or Canceling Interviews – Life happens! If you need to reschedule or cancel, let us know ahead of time. No-shows will be noted, so communication is key