HLC Analyst I

Huntington National Bank; United States; Hybrid; USD 55,000 - 75,000; Full time

Job summary

Huntington National Bank is seeking an entry-level Credit Analyst I to monitor the Regional Bank Business Loan Portfolio. You will build credit acumen through monitoring tasks and training, and collaborate with managers and teams to strengthen underwriting skills.

The role emphasizes financial analysis, covenant review, and collaboration with underwriting and regional officers to assess creditworthiness and ensure loan compliance. Office-based position with flexible arrangements.

Qualifications

• Bachelor's degree required.
• Experience through an internship in business or commercial field.
• Proficient use of Microsoft Office and other internet resources.

Responsibilities

• Develop business credit acumen through monitoring tasks and training.
• Work with manager, training team and ambassador to develop credit skills for underwriting.
• Review and analyze financial statements, borrowing bases, covenants and waivers.
• Manage covenant/borrowing base violations as assigned.
• Collaborate with Regional Bankers, Underwriting and Credit Officers for creditworthiness review.
• Perform other tasks to support the line of business.

Skills

Credit analysis

Financial statements analysis

Attention to detail

Customer service

Education

Bachelor's degree

Tools

Microsoft Office

Job description

Description

The HLC Credit Analyst I is responsible for monitoring aspects of the Regional Bank Business Loan Portfolio.

Duties and Responsibilities:

• Develop business credit acumen through various monitoring tasks and training.


• Work with direct manager, training team and ambassador to further develop credit skills for business underwriting career path. This will include comprehensive training on business and personal financial analysis, process and procedures, credit policy, financial ratios and business writing skills.


• Review and analyze Financial Statements/Spreads Borrowing Bases, Covenant compliance, and Waiver requests for the monitored loan portfolio.


• Manage covenant/borrowing base violations as assigned.


• Work directly with Regional Bankers, Underwriting, Regional Credit Officers and Financial Recovery Group for Customer credit worthiness review and loan compliance.


• Perform other tasks as needed to support the line of business and job family, as well as other duties as assigned.

Basic Qualifications:

• Bachelor's Degree


• Experience through an Internship in business or commercial related field

Preferred Qualifications:

• Bachelor's degree in Finance, Accounting, Business Administration or Business/Data Analytics


• Proficient use of Microsoft Office and other internet resources


• Excellence in customer service, highly motivated, focused and goal oriented


• Excellent written and verbal communication skills, including grammar and demeanor


• Strong organizational skills with attention to detail, planning and follow-up


• Ability to work independently on multiple tasks without compromising quality

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.