HLC Analyst I

Huntington National Bank; Akron (OH); Hybrid; USD 55,000 - 68,000; Full time

Job summary

Huntington National Bank is seeking a HLC Credit Analyst I to monitor the Regional Bank Business Loan Portfolio and develop credit skills through structured training. The role emphasizes financial statement review, covenant analysis, and cross-functional collaboration with underwriting and regional teams.

Ideal candidates bring a bachelor’s degree with internship experience in business or related fields, strong communication, and organizational abilities.

Qualifications

• Bachelor’s Degree (required). Internship experience in business or commercial field desired.
• Preferred: Finance/Accounting/Business Administration or Business/Data Analytics degrees.
• Proficient use of Microsoft Office and internet resources.
• Excellent written and verbal communication including grammar and demeanor.
• Strong organizational skills with attention to detail, planning and follow-up.
• Ability to work independently on multiple tasks without compromising quality.

Responsibilities

• Develop business credit acumen through monitoring tasks and training.
• Work with manager, training team and ambassador to develop credit skills for underwriting career path.
• Review and analyze Financial Statements/Spreads Borrowing Bases, Covenant compliance, and Waiver requests for the monitored loan portfolio.
• Manage covenant/borrowing base violations as assigned.
• Collaborate with Regional Bankers, Underwriting, Regional Credit Officers and Financial Recovery Group for customer creditworthiness and loan compliance.
• Perform other tasks to support the line of business and job family.

Education

Bachelor’s Degree

Bachelor’s degree in Finance

Bachelor’s degree in Accounting

Bachelor’s degree in Business Administration

Business/Data Analytics

Tools

Microsoft Office

Job description

Summary:

The HLC Credit Analyst I is responsible for monitoring aspects of the Regional Bank Business Loan Portfolio.

Description

The HLC Credit Analyst I is responsible for monitoring aspects of the Regional Bank Business Loan Portfolio.

Duties And Responsibilities

• Develop business credit acumen through various monitoring tasks and training.
• Work with direct manager, training team and ambassador to further develop credit skills for business underwriting career path. This will include comprehensive training on business and personal financial analysis, process and procedures, credit policy, financial ratios and business writing skills.
• Review and analyze Financial Statements/Spreads Borrowing Bases, Covenant compliance, and Waiver requests for the monitored loan portfolio.
• Manage covenant/borrowing base violations as assigned.
• Work directly with Regional Bankers, Underwriting, Regional Credit Officers and Financial Recovery Group for Customer credit worthiness review and loan compliance.
• Perform other tasks as needed to support the line of business and job family, as well as other duties as assigned.

Basic Qualifications

• Bachelor’s Degree
• Experience through an Internship in business or commercial related field

Preferred Qualifications

• Bachelor’s degree in Finance, Accounting, Business Administration or Business/Data Analytics
• Proficient use of Microsoft Office and other internet resources
• Excellence in customer service, highly motivated, focused and goal oriented
• Excellent written and verbal communication skills, including grammar and demeanor
• Strong organizational skills with attention to detail, planning and follow-up
• Ability to work independently on multiple tasks without compromising quality

Exempt Status:

(Yes = not eligible for overtime pay) (No = eligible for overtime pay)

No

Workplace Type

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Huntington is an Equal Opportunity Employer.