HLC Analyst I

Huntington Bancshares, Inc.; Columbus (OH); On-site; USD 55,000 - 75,000; Full time

Job summary

Huntington Bancshares, Inc. is seeking an HLC Credit Analyst I to monitor the Regional Bank Business Loan Portfolio and develop credit skills through structured training.

This role reports into the credit family and supports underwriting with a focus on financial analysis and covenant compliance. The position emphasizes review of financial statements, adherence to credit policy, and collaboration with regional bankers and recovery groups to assess customer creditworthiness.

Qualifications

• Bachelor’s degree required.
• Internship or prior experience in business or commercial field preferred.

Responsibilities

• Develop credit monitoring skills through training.
• Review and analyze financial statements, borrowing bases, covenants and waivers.
• Manage covenant/borrowing base violations as assigned.
• Collaborate with regional bankers, underwriting leaders, and credit officers for customer credit risk reviews.
• Support the credit underwriting process and related procedures.

Skills

Credit analysis

Financial statement review

Attention to detail

Communication skills

Independent work

Education

Bachelor’s Degree

Finance/Accounting/Business degree

Tools

Microsoft Excel

Microsoft Office

Job description

Description

Summary:

The HLC Credit Analyst I is responsible for monitoring aspects of the Regional Bank Business Loan Portfolio.

Duties and Responsibilities:

• Develop business credit acumen through various monitoring tasks and training.


• Work with direct manager, training team and ambassador to further develop credit skills for business underwriting career path. This will include comprehensive training on business and personal financial analysis, process and procedures, credit policy, financial ratios and business writing skills.


• Review and analyze Financial Statements/Spreads Borrowing Bases, Covenant compliance, and Waiver requests for the monitored loan portfolio.


• Manage covenant/borrowing base violations as assigned.


• Work directly with Regional Bankers, Underwriting, Regional Credit Officers and Financial Recovery Group for Customer credit worthiness review and loan compliance.


• Perform other tasks as needed to support the line of business and job family, as well as other duties as assigned.

Basic Qualifications:

• Bachelor’s Degree


• Experience through an Internship in business or commercial related field

Preferred Qualifications:

• Bachelor’s degree in Finance, Accounting, Business Administration or Business/Data Analytics


• Proficient use of Microsoft Office and other internet resources


• Excellence in customer service, highly motivated, focused and goal oriented


• Excellent written and verbal communication skills, including grammar and demeanor


• Strong organizational skills with attention to detail, planning and follow-up


• Ability to work independently on multiple tasks without compromising quality

Exempt Status: (Yes= not eligible for overtime pay) (No= eligible for overtime pay)

No

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.