HLC Analyst I

Huntington National Bank; Detroit (MI); Hybrid; USD 52,000 - 76,000; Full time

Job summary

Huntington National Bank is seeking a Credit Analyst I to monitor aspects of the Regional Bank Business Loan Portfolio. The role focuses on building credit acumen through training and hands-on review of financial statements, covenants, and loan compliance.

You will collaborate with managers and teams across underwriting and recovery groups to ensure accurate assessments and timely actions. A Bachelor’s degree and internship experience are preferred, with strong communication and organizational

Qualifications

• Bachelor’s degree in finance, accounting, or business related field.
• Experience via internship in business or commercial field preferred.
• Strong written and verbal communication skills.

Responsibilities

• Develop business credit acumen through monitoring tasks and training.
• Collaborate with manager, training team, and ambassador to develop credit skills for underwriting.
• Review and analyze financial statements, covenants, and waivers for the monitored loan portfolio.
• Manage covenant/borrowing base violations as assigned.
• Coordinate with Regional Bankers, Underwriting, and Credit Officers for credit reviews.
• Perform other tasks to support the line of business and job family.

Skills

Credit analysis

Financial analysis

Communication

Organizational skills

Education

Bachelor’s Degree in Finance

Bachelor’s Degree in Business Administration

Tools

Excel

Word

PowerPoint

Job description

Summary:

The HLC Credit Analyst I is responsible for monitoring aspects of the Regional Bank Business Loan Portfolio.

Description

The HLC Credit Analyst I is responsible for monitoring aspects of the Regional Bank Business Loan Portfolio.

Duties And Responsibilities

• Develop business credit acumen through various monitoring tasks and training.
• Work with direct manager, training team and ambassador to further develop credit skills for business underwriting career path. This will include comprehensive training on business and personal financial analysis, process and procedures, credit policy, financial ratios and business writing skills.
• Review and analyze Financial Statements/Spreads Borrowing Bases, Covenant compliance, and Waiver requests for the monitored loan portfolio.
• Manage covenant/borrowing base violations as assigned.
• Work directly with Regional Bankers, Underwriting, Regional Credit Officers and Financial Recovery Group for Customer credit worthiness review and loan compliance.
• Perform other tasks as needed to support the line of business and job family, as well as other duties as assigned.

Basic Qualifications

• Bachelor’s Degree
• Experience through an Internship in business or commercial related field

Preferred Qualifications

• Bachelor’s degree in Finance, Accounting, Business Administration or Business/Data Analytics
• Proficient use of Microsoft Office and other internet resources
• Excellence in customer service, highly motivated, focused and goal oriented
• Excellent written and verbal communication skills, including grammar and demeanor
• Strong organizational skills with attention to detail, planning and follow-up
• Ability to work independently on multiple tasks without compromising quality

Exempt Status:

(Yes = not eligible for overtime pay) (No = eligible for overtime pay)

No

Workplace Type

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Huntington is an Equal Opportunity Employer.