HLC Analyst I

Huntington National Bank; Columbus (OH); Hybrid; USD 40,000 - 70,000; Full time

Job summary

Huntington National Bank is seeking a Credit Analyst I to monitor aspects of the Regional Bank Business Loan Portfolio and support credit decisions. The role emphasizes developing business credit acumen through training, reviewing financial statements, covenants, and borrowing bases, and collaborating with bankers and underwriting teams to ensure loan compliance and timely reporting.

Candidates should have a Bachelor's degree and internship experience in business or a related field, with strong

Qualifications

• Bachelor’s degree required.
• Internship in business or commercial field preferred.
• Strong written and verbal communication skills.
• Excellent organizational and follow-up abilities.

Responsibilities

• Develop business credit acumen through monitoring tasks and training.
• Collaborate with manager, training team and ambassador to grow credit skills for underwriting.
• Review and analyze financial statements, covenants and borrowing bases for monitored loans.
• Manage covenant/borrowing base violations and assist with customer credit reviews.
• Coordinate with Regional Bankers, Underwriting, Regional Credit Officers and Financial Recovery Group to assess creditworthiness.
• Perform other duties to support the line of business and team.

Skills

Microsoft Office

Communication skills

Organizational skills

Independent work

Education

Bachelor’s degree

Internship experience in business/commercial field

Job description

Summary:

The HLC Credit Analyst I is responsible for monitoring aspects of the Regional Bank Business Loan Portfolio.

Description

The HLC Credit Analyst I is responsible for monitoring aspects of the Regional Bank Business Loan Portfolio.

Duties And Responsibilities

• Develop business credit acumen through various monitoring tasks and training.
• Work with direct manager, training team and ambassador to further develop credit skills for business underwriting career path. This will include comprehensive training on business and personal financial analysis, process and procedures, credit policy, financial ratios and business writing skills.
• Review and analyze Financial Statements/Spreads Borrowing Bases, Covenant compliance, and Waiver requests for the monitored loan portfolio.
• Manage covenant/borrowing base violations as assigned.
• Work directly with Regional Bankers, Underwriting, Regional Credit Officers and Financial Recovery Group for Customer credit worthiness review and loan compliance.
• Perform other tasks as needed to support the line of business and job family, as well as other duties as assigned.

Basic Qualifications

• Bachelor’s Degree
• Experience through an Internship in business or commercial related field

Preferred Qualifications

• Bachelor’s degree in Finance, Accounting, Business Administration or Business/Data Analytics
• Proficient use of Microsoft Office and other internet resources
• Excellence in customer service, highly motivated, focused and goal oriented
• Excellent written and verbal communication skills, including grammar and demeanor
• Strong organizational skills with attention to detail, planning and follow-up
• Ability to work independently on multiple tasks without compromising quality

Exempt Status:

(Yes = not eligible for overtime pay) (No = eligible for overtime pay)

No

Workplace Type

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Huntington is an Equal Opportunity Employer.