Mortgage Loan Originator - High-Earning Incentives

Fifth Third Bank; Clarkston (MI); On-site; USD 55,000 - 90,000; Full time

Job summary

Fifth Third Bank in Clarkston, MI is seeking a Mortgage Loan Originator to originate residential loans, manage the loan process from application to closing, and build referral networks with realtors and builders. The role requires knowledge of conventional and government lending guidelines and NMLS/S.A.F.E.

Act registration, with a strong focus on customer service. The position emphasizes proactive communication, accurate documentation, and pipeline management across branches to ensure timely

Qualifications

• Knowledge of conventional and/or government lending guidelines.
• Knowledge of residential mortgage processing, underwriting, and closing procedures.
• Knowledge of federal lending regulations governing real estate lending.
• Demonstrated organizational skills.
• Strong written and verbal communications skills.
• Demonstrated teamwork and customer service skills.
• Proven computer skills.
• Basic sales technique skills.
• This position requires S.A.F.E. Act registration via NMLS.

Responsibilities

• Develop referral contacts (realtors, builders, professional and personal contacts).
• Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
• Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.
• Follow defined protocol for escalation exceptions.
• Take applicant applications by completing Fannie Mae form 1003 on the laptop.
• Utilize the laptop for communication and access of daily rates, credit reports, and transmitting the loan to LOMAS.
• Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.
• Manage pipeline for all originated loans through closing and complete required management reports.
• Communicate with branches and/or applicants of providing timely updates and progress reports.
• Maintain high levels of customer service while managing each applicant’s and support staff’s expectations.
• Attend and participate in all Consumer Lending meetings as required by management.

Skills

Lending guidelines

Mortgage processing

Underwriting

Real estate regulations

Organizational skills

Written communication

Verbal communication

Teamwork

Customer service

Computer skills

Sales techniques

NMLS/S.A.F.E. Act

Education

High school diploma

Four-year college degree preferred

Job description

Fifth Third Bank in Clarkston, MI is seeking a Mortgage Loan Originator to originate residential loans, manage the loan process from application to closing, and build referral networks with realtors and builders. The role requires knowledge of conventional and government lending guidelines and NMLS/S.A.F.E.

Act registration, with a strong focus on customer service. The position emphasizes proactive communication, accurate documentation, and pipeline management across branches to ensure timely