HELOC Account Manager

Deephaven Mortgage LLC; Charlotte (NC); Remote; USD 75,000 - 95,000; Full time

Job summary

Deephaven Mortgage LLC is seeking an HELOC Account Manager to oversee the pipeline from submission to funding across Wholesale and Correspondent channels. You will coordinate with Underwriting, title, and closing teams to ensure timely, accurate closings and clear conditions for partners.

The role requires a 3+ year mortgage operations background, HELOC knowledge, and strong communication and relationship skills to manage a high-volume process with precision.

Qualifications

• Bachelor’s degree in business, finance, or related field preferred.
• 3+ years mortgage operations in account management or similar roles.
• Hands-on HELOC/home equity knowledge and underwriting/closing familiarity.

Responsibilities

• Own an assigned HELOC pipeline from submission through funding, driving files to closing dates.
• Coordinate with Underwriting, title, and closing to clear conditions efficiently.
• Maintain audit-ready loan data in the LO, including milestones and disclosures.

Skills

Excellent communication

Relationship management

Detail oriented

Education

Bachelor’s degree in business, finance, or related field

Tools

Encompass

Job description

## HELOC Account ManagerApply: Remote: Remote - Open: Full time: Posted Yesterday: JR117435**Why Deephaven Mortgage?**Deephaven Mortgage has been a pioneer and leader in non-QM since our origin in 2012. Our longevity and strength in the non-QM space has allowed a significant number of borrowers to achieve homeownership who otherwise would not have under traditional requirements. Deephaven champions mortgage borrowers whose independence, entrepreneurial drive and determination are often the very reason they cannot qualify for a traditional loan.We continuously and responsibly innovate new mortgage products and programs that put homeownership within reach of millions of borrowers and investors that need and deserve financing through lending ingenuity that is supported by common-sense underwriting.Deephaven is comprised of two lending platforms. Our wholesale channel offers loans through a network of over 1,000 independent mortgage brokers. Our correspondent channel buys loans from over 200 correspondent partners.Deephaven’s headquarters are in Charlotte, North Carolina. To learn more about our innovative loan solutions please visit www.deephavenmortgage.com or email us at [e-mail] HELOC Account Manager supports Deephaven’s HELOC business across the Wholesale and Correspondent channels. As the primary point of contact for assigned partners, this role manages loan files from submission through funding, coordinating with Underwriting, title, and closing to clear conditions efficiently and deliver accurate, timely closings. **Key Responsibilities** * Own an assigned HELOC pipeline from submission through funding, driving files forward to meet closing date* Set expectations at submission through proactive welcome calls that align partners on timelines, outstanding needs, and next steps* Serve as the first quality check on every submission, catching missing documents and eligibility concerns before they reach Underwriting* Guide partners through underwriting decisions and conditions with clear, confident communication* Own condition clearing from decision to resubmission, delivering complete, accurate packages that reduce back-and-forth with Underwriting* Act as the central point of coordination between partners, in-house Underwriting, and third-party underwriting teams, keeping everyone working from the same information* Anticipate partner needs with timely, proactive communication so partners always know where their files stand* Build strong working relationships with Sales and Underwriting to deliver consistent credit quality and a high standard of service* Identify and escalate at-risk files, aging items, and recurring issues to leadership before they affect closings or the partner experience* Maintain accurate, audit-ready loan data in the loan origination system, including milestones, conditions, notes, and disclosures* Maintain deep knowledge of HELOC products and guidelines, and serve as a trusted resource for partners on process and requirements **Requirements** * Bachelor’s degree in business, finance, or a related field preferred* 3+ years of mortgage operations experience as an Account Manager, Loan Processor, Closer, or similar role* Hands-on experience with HELOCs, home equity loans, or second-lien products* Working knowledge of mortgage loan processing, underwriting, and closing procedures* Proficiency in Encompass or a comparable loan origination system; quick to learn new software* Wholesale or Correspondent channel experience preferred; non-QM exposure a plus* Strong attention to detail and the ability to manage a high-volume pipeline against hard deadlines* Excellent communication and relationship skills with partners, underwriters, and title and closing teams* Confident and professional when resolving issues, regardless of the situation* Ability to work well independently in a fast-paced environment* Team player committed to excellence, hard work, and having fun* Comply with Deephaven policies and procedures and complete all assigned training by required dates