Growth-Focused Residential Mortgage Originator

Liberty Federal Credit Union; Louisville (KY); On-site; USD 55,000 - 85,000; Full time

Benefits offered by this job

Incentives

Paid Holidays

Paid Time Off

Medical, Dental and Vision Insurance

401(k) matching

Group Term Life Insurance

Short Term Disability Insurance

Long Term Disability Insurance

Tuition Reimbursement Program

Job summary

Liberty FCU seeks an experienced Mortgage Loan Originator in Louisville, KY. You will conduct interviews, evaluate borrowers, and pursue leads to grow mortgage sales. Strong communication and math skills are essential to explain loan options and determine suitable proposals.

You will stay informed on loan products, processing steps, and underwriting guidelines, while building relationships with realtors and referral partners to expand business opportunities.

Qualifications

• Bachelor's degree preferred.
• 2-3 years of mortgage origination experience is preferred.
• Excellent communication skills to discuss loan particulars and personal_financial details.
• Excellent mathematical and statistical analysis ability.
• Sound knowledge of terms and conditions of different loans.
• Strong logical thinking.
• Ability to keep updated on new loan reforms and laws.
• Ability to obtain federal registration/NMLS.

Responsibilities

• Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval.
• Evaluate credit of prospective borrowers for qualification purposes.
• Diligently pursue leads provided.
• Contact prospective borrower leads via telephone, email, or face to face.
• Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.
• Understand and apply all Federal and NCUA regulatory rules and regulations associated with mortgage lending.
• Make sales calls routinely through face to face and phone contact with borrowers, ensuring clear understanding of options and informed decisions to best suit borrower's needs.
• Maintain knowledge of available loan products, processing procedures and underwriting guidelines.
• Prospect and network, building relationships with realtors, builders and other referral partners.

Skills

Communication skills

Attention to detail

Multitasking

Self-generation

Mortgage loan sales

Education

Bachelor's degree preferred

Tools

NMLS

Job description

Liberty FCU seeks an experienced Mortgage Loan Originator in Louisville, KY. You will conduct interviews, evaluate borrowers, and pursue leads to grow mortgage sales. Strong communication and math skills are essential to explain loan options and determine suitable proposals.

You will stay informed on loan products, processing steps, and underwriting guidelines, while building relationships with realtors and referral partners to expand business opportunities.