Mortgage Loan Originator

Liberty Federal Credit Union; Lexington (KY); On-site; USD 60,000 - 80,000; Full time

Job summary

Liberty Federal Credit Union is looking for an experienced Mortgage Loan Originator to join their lending team in Lexington, Kentucky. The successful candidate must have strong communication skills and a solid understanding of loan products. Responsibilities include sales of residential mortgage loans, evaluating borrowers' financial status, and maintaining relationships with potential clients. Bachelor’s degree and prior mortgage origination experience preferred. This role reports to the Mortgage Sales Manager.

Qualifications

• 2-3 years of mortgage origination experience is preferred.
• Ability to obtain federal registration and pass applicable pre-employment screenings.

Responsibilities

• Sales of residential mortgage loans to prospective borrowers.
• Contact prospective borrower leads via telephone, email, or face-to-face.
• Evaluate credit and financial status of prospective borrower.

Skills

Excellent communication skills

Mathematical and statistical analysis

Strong logical thinking

Education

Bachelor’s degree

Job description

Overview

Liberty FCU, a full-service credit union, is currently seeking an experienced Mortgage Loan Originator to join their lending team in the Northern Kentucky/Cincinnati, OH area.

If interested, please proceed by clicking Apply.

Responsibilities

• Sales of residential mortgage loans to prospective borrowers
• Diligently pursue leads provided
• Contact prospective borrower leads via telephone, email, or face-to-face
• Schedule and attend appointments with prospective borrowers to make sales of residential mortgage loans
• Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal
• Prepare a residential mortgage loan proposal and present it for approval/acceptance by the borrower
• Make sales routinely through face-to-face contact with borrowers, ensuring clear understanding of options and allowing informed decisions to best suit borrower’s needs
• Maintain knowledge of available loan products, processing procedures and underwriting guidelines
• Prospect and network, building relationships while developing referral source base

Qualifications

• Bachelor’s degree preferred
• 2-3 years of mortgage origination experience is preferred
• Excellent communications skills to talk to clients about loan particulars and their personal financial details
• Excellent mathematical and statistical analysis ability
• A sound knowledge of the terms and conditions of different kinds of loans
• Strong logical thinking
• Ability to keep updated on new loan reforms and laws
• Ability to obtain federal registration and pass applicable pre-employment screenings

Reporting Relationships

This position reports to the Mortgage Sales Manager and has no direct reports.

Liberty Federal Credit Union is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.