Growth-Focused Commercial Lender & Relationship Builder

Greenwood CU; Apponaug (RI); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

PTO

Healthcare

Dental

Vision

Life

Long term disability

401(k) with generous match

On-site gym

Job summary

Greenwood Credit Union is seeking a mid-level Commercial Lender to join our team and manage loan portfolios while building client relationships in Rhode Island. Reporting to the Vice President of Commercial Lending, you will originate loans, analyze credit, and collaborate with cross-functional teams to provide tailored financing solutions.

The ideal candidate is detail-oriented, excels in communication, and thrives in a fast-paced, community-focused environment.

Qualifications

• Bachelor's degree preferred with a minimum of 5 years' prior experience in a commercial lending environment.
• General knowledge/background of loan and legal documentation; familiarity with commercial and SBA loan documents is a plus.
• Strong interpersonal and written communication, customer service and relationship management skills.
• Ability to evaluate and analyze complex financial statements and tax returns
• Knowledge of regulatory compliance and lending policies and procedures

Responsibilities

• Interviews applicants to determine loan requirements and gather pertinent information for loan applications.
• Requests applicant credit reports, background checks, reference checks and other information pertinent to loan applicant's evaluation.
• Analyzes applicant's financial status, credit, and asset evaluation to determine feasibility of granting loan, establishes credit limit through written and/or oral assessment.
• Structure loans within loan policy and obtain proper approvals.
• Reviews loan documentation prior to closing for completeness and acceptance by the applicant.

Skills

Credit analysis

Financial statement analysis

Relationship management

Communication skills

Regulatory knowledge

Bilingual (English)

MS Word / Excel

Education

Bachelor's degree preferred

Tools

Microsoft Word

Microsoft Excel

Job description

Greenwood Credit Union is seeking a mid-level Commercial Lender to join our team and manage loan portfolios while building client relationships in Rhode Island. Reporting to the Vice President of Commercial Lending, you will originate loans, analyze credit, and collaborate with cross-functional teams to provide tailored financing solutions.

The ideal candidate is detail-oriented, excels in communication, and thrives in a fast-paced, community-focused environment.