Growth-Driven Credit Analyst - Equipment Finance

Bank of Ann Arbor; Ann Arbor (MI); On-site; USD 65,000 - 90,000; Full time

Job summary

UniFi Equipment Finance, a wholly owned subsidiary of Bank of Ann Arbor, seeks a Credit Analyst to grow with a fast-paced, team-oriented environment in Ann Arbor, MI. The role builds on existing credit underwriting experience and focuses on portfolio quality and sound decision-making.

You will review applications, communicate decisions, ensure regulatory compliance, manage relationships with partners, and monitor risk using tools like PayNet and Dun & Bradstreet.

Qualifications

• 2 years' experience in progressive commercial credit adjudication.
• Working knowledge of commercial lending regulations.
• Knowledge of financial statements and cash flow analysis.
• Knowledge of equipment finance products and documentation.

Responsibilities

• Review, approve or recommend credit of new applications within established policy and authority limits.
• Communicate credit decisions or requests for additional information effectively to internal and external stakeholders.
• Ensure compliance with applicable regulations and standards.
• Assist in building and maintain relationships with our partners.
• Help maintain a high-quality credit risk management environment using established credit guidelines.
• Use credit tools like PayNet, Dun & Bradstreet, Consumer Credit Reports, etc., in the credit decision process.
• Identify, analyze, and monitor delinquent or high-risk accounts and prepare regular report updates of findings to management.
• Participate in internal and external training as required.
• Other duties as assigned.

Skills

Commercial credit adjudication

Analytical ability

Communication skills

Problem-solving

Education

Bachelor's degree in finance or economics

Tools

PayNet

Dun & Bradstreet

Consumer Credit Reports

Job description

UniFi Equipment Finance, a wholly owned subsidiary of Bank of Ann Arbor, seeks a Credit Analyst to grow with a fast-paced, team-oriented environment in Ann Arbor, MI. The role builds on existing credit underwriting experience and focuses on portfolio quality and sound decision-making.

You will review applications, communicate decisions, ensure regulatory compliance, manage relationships with partners, and monitor risk using tools like PayNet and Dun & Bradstreet.