Global Trade Finance Associate - Structured Financing & Risk

Banco Santander SA; New York (NY); On-site; USD 145,000 - 175,000; Full time

Job summary

Santander in New York City’s Corporate & Investment Banking group seeks an Associate in Structured Trade Finance to design financing solutions for international trade and commodity transactions. You will model cash flows, structure deals using instruments like prepayments and inventory finance, and negotiate with lenders.

Ideal candidates have 1–5 years in commodity or trade finance, strong Excel skills, and the ability to manage risk and documentation across complex transactions.

Qualifications

• Bachelor’s or Master’s degree in Finance, Economics, Math, or Engineering.
• 1–5 years of experience in commodity finance, corporate banking, or trade finance.
• Advanced Excel modeling, knowledge of financial instruments, and risk assessment techniques.
• Strong negotiation, multi-tasking, communication, and interpersonal skills to manage client and bank relationships.

Responsibilities

• Deal Structuring: Design and implement tailored financing solutions (e.g., prepayments, inventory finance, borrowing base facilities).
• Risk Mitigation: Analyze and mitigate risks using instruments like insurance guarantees and letters of credit.
• Financial Modeling & Analysis: Create complex working capital models, forecast trends, and analyze collateral (inventory, receivables).
• Execution & Documentation: Negotiate with lenders/counterparties and prepare legal documentation.

Skills

Excel modeling

Financial instruments

Risk assessment

Education

Finance degree

Economics degree

Math degree

Engineering degree

Tools

Microsoft Office

Job description

Santander in New York City’s Corporate & Investment Banking group seeks an Associate in Structured Trade Finance to design financing solutions for international trade and commodity transactions. You will model cash flows, structure deals using instruments like prepayments and inventory finance, and negotiate with lenders.

Ideal candidates have 1–5 years in commodity or trade finance, strong Excel skills, and the ability to manage risk and documentation across complex transactions.