Corporate & I-Banking Structured Trade Finance Associate

Banco Santander SA; United States; On-site; USD 145,000 - 175,000; Full time

Benefits offered by this job

Santander Benefits

Job summary

Banco Santander USA is seeking a Corporate & Investment Banking Structured Trade Finance Associate in the United States. The role develops, analyzes, and executes specialized financing solutions for international trade and commodity transactions, focusing on risk mitigation, deal structuring, and cash-flow modeling.

Key duties include designing tailored financing solutions (prepayments, inventory finance), conducting financial modeling, negotiating with banks, and ensuring robust documentation.

Qualifications

• Bachelor’s or Master’s degree in Finance, Economics, Math, or Engineering.
• 1-5 years of experience in commodity finance, corporate banking, or trade finance.
• Advanced Excel modeling and knowledge of financial instruments.
• Strong negotiation, multi-tasking, communication and interpersonal skills.
• Applicants must be legally authorized to work in the United States without sponsorship.

Responsibilities

• Design and implement tailored financing solutions (e.g., prepayments, inventory finance, borrowing base facilities).
• Analyze and mitigate risks using instruments like insurance guarantees and letters of credit.
• Create complex working capital models, forecast trends, and analyze collateral (inventory, receivables).
• Negotiate with lenders/counterparties and prepare legal documentation.

Skills

Advanced Excel modeling

Financial instruments knowledge

Risk assessment techniques

Education

Bachelor’s or Master’s degree in Finance, Economics, Math, or Engineering

Tools

Microsoft Office

Job description

Corporate & I-Banking Structured Trade Finance Associate

Country: United States of America

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make

The Corporate & Investment Banking Structured Trade Finance Associate develops, analyzes, and executes specialized financing solutions for international trade and commodity transactions with key risk mitigants. Key duties include structuring deals with instruments (prepayments, inventory finance), modeling cash flows, negotiating with banks, and managing risk through insurance or collateral.

Deal Structuring

Design and implement tailored financing solutions (e.g., prepayments, inventory finance, borrowing base facilities).

Risk Mitigation

Analyze and mitigate risks using instruments like insurance guarantees and letters of credit.

Financial Modeling & Analysis

Create complex working capital models, forecast trends, and analyze collateral (inventory, receivables).

Execution & Documentation

Negotiate with lenders/counterparties and prepare legal documentation.

What You Bring

Education: Bachelor’s or Master’s degree in Finance, Economics, Math, or Engineering.

Experience: 1-5 years of experience in commodity finance, corporate banking, or trade finance.

Technical Skills: Advanced Excel modeling, knowledge of financial instruments, and risk assessment techniques.

Soft Skills: Strong negotiation, multi-tasking, communication, and interpersonal skills to manage client and bank relationships.

Certificates: No Certifications listed for this job.

It Would Be Nice For You To Have

Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Experience in Microsoft Office products.

Work Authorization & Sponsorship

Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

What Else You Need To Know

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range: Minimum: $145,000.00 USD Maximum: $175,000.00 USD

We Value Your Impact

Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future.

• Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

The Santander Way

Santander is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Ready to make it happen? It starts with you. It starts here.