Global Financial Institutions Credit Analyst

UBA America; New York (NY); On-site; USD 85,000 - 120,000; Full time

Job summary

United Bank for Africa America (UBAA) in New York is seeking an experienced Credit Analyst to join our team. The role focuses on credit analysis, underwriting, and risk assessment for financial institutions and counterparties in an international banking environment.

Strong analytical skills, ability to assess complex banking relationships, and bilingual French/English preferred. The role supports risk management, compliance, and senior management decision making.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Business Administration or related discipline.
• Experience in commercial banking, corporate banking, correspondent banking or credit risk.
• Ability to analyze financial statements and underwriting materials.

Responsibilities

• Perform comprehensive credit analysis and underwriting of financial institutions and counterparties.
• Analyze audited financial statements, regulatory information and risk indicators.
• Prepare detailed credit applications and reviews for credit authorities and committees.
• Evaluate counterparty creditworthiness and recommend limits, risk ratings and terms.
• Conduct financial spreading, ratio analysis, and stress/scenario analysis.
• Monitor existing credit relationships and identify emerging risks.
• Support ongoing monitoring of the portfolio across departments.

Skills

Credit analysis

Underwriting

Financial statement analysis

Risk assessment

Regulatory knowledge

Excel proficiency

Education

Bachelor's degree in Finance, Accounting, Economics, Business Administration

Tools

Microsoft Excel

Banking systems

Job description

United Bank for Africa America (UBAA) in New York is seeking an experienced Credit Analyst to join our team. The role focuses on credit analysis, underwriting, and risk assessment for financial institutions and counterparties in an international banking environment.

Strong analytical skills, ability to assess complex banking relationships, and bilingual French/English preferred. The role supports risk management, compliance, and senior management decision making.