Senior Institutional Credit Risk Analyst — Global

U.S. Bank; New York (NY); On-site; USD 105,000 - 124,000; Full time

Benefits offered by this job

Healthcare

Life insurance

Disability insurance

Parental leave

401(k)

Vacation days

Holiday pay

Adoption assistance

Sick leave

Job summary

U.S. Bank is seeking a Senior Credit Analyst in New York to serve as a second line of defense within Institutional Risk Management. The role conducts credit underwriting, analyzes financial institutions and sovereign risk, and recommends credits for approval.

The position collaborates across lines of business to uphold a strong risk framework from day one. The candidate will evaluate operating environments, management, market position, and trends, while establishing limits and performing annual

Qualifications

• Bachelor's degree or equivalent work experience.
• Typically more than six years of applicable experience.
• Two to three years of counterparty credit underwriting experience.
• Experience analyzing financial institutions, sovereign risk, broker-dealers, or government-sponsored entities.

Responsibilities

• Research and analyze the creditworthiness of financial institutions, foreign banks, broker-dealers, and sovereigns.
• Perform due diligence and complete credit underwriting according to standards and policy.
• Assess operating environment, management, ownership, market position, concentrations, and performance.
• Analyze sovereign and country risk, including economic and political environment.
• Assign internal credit ratings and recommendations for approval.
• Establish and manage credit limits for institutions, countries, and related activities.
• Collaborate with lines of business and other teams to support risk management.

Skills

Credit underwriting

Analytical thinking

Risk assessment

Interpersonal skills

Global markets awareness

Education

Bachelor's degree

Job description

U.S. Bank is seeking a Senior Credit Analyst in New York to serve as a second line of defense within Institutional Risk Management. The role conducts credit underwriting, analyzes financial institutions and sovereign risk, and recommends credits for approval.

The position collaborates across lines of business to uphold a strong risk framework from day one. The candidate will evaluate operating environments, management, market position, and trends, while establishing limits and performing annual