Fraud Strategy Lead - Risk & Analytics

Bluevine - US; Salt Lake City (UT); On-site; USD 110,000 - 160,000; Full time

Benefits offered by this job

Excellent health coverage and life保险

401K with an immediate 3% company move

PTO, Company Holidays, and FlexibleH

Company-sponsored Mental Health Benefi

Over $1,000 each year to spend on your

Monthly WFH stipends totaling over $1,

Generous, paid parental leave covering

Access to financial coaches and educat

Weekly catered lunches and fully stock

Job summary

Bluevine is seeking a Fraud Strategy Analyst to identify ongoing fraud trends and implement solutions to mitigate losses while minimizing customer friction. You will work with risk operations, analytics, product, and business leaders to analyze tradeoffs and drive data-driven decisions.

You’ll develop and present recommendations to executives and operational teams, evaluate fraud technologies, and translate insights into actionable, long-term and short-term improvements.

Qualifications

• 5+ years of relevant experience in risk and/or fraud strategy and analytics.
• Bachelor’s degree (Economics / Mathematics / Business / STEM) or relevant work experience in a financial institution or payments company.
• Highly experienced in working with cross functional teams including product, R&D, finance, client support, and fraud operations.
• Proven ability to manage projects end-to-end, from planning through to execution and delivery.
• Strong understanding of money movement including ACH, RDC, Bill Pay, and Debit Card.
• Strong understanding of direct deposit accounts and lending services from a client experience perspective as well as a back end understanding.
• Comfortable presenting analysis to senior leaders across the organization and driving consensus as to the best path forward.
• Working knowledge of PowerPoint (large group presentations) and Excel (pivot tables, VLOOKUPs).
• Knowledge of bank operations, including but not limited to account application processing/customer onboarding, payment processing, deposit operations, fraud operations and customer support.
• Analytical and detail-oriented.
• Quick-thinker, fast learner, problem solver.
• Strong work ethic—gets things done within a strict time frame.

Responsibilities

• Serve as a Fraud Strategy Analyst focused on identifying ongoing fraud trends and implementing tactical and strategic solutions to mitigate future losses and negative client impact.
• Work cross-functionally with risk operations, risk analytics, business operations, product, and business unit leaders to understand different viewpoints, obtain data to make tradeoff decisions, and then conduct own independent analysis of possible courses of action.
• Develop presentations and present analysis and recommendations in a clear, concise, and compelling way for a variety of audiences including executives, committee members, and operational leaders.
• Conduct independent analysis of fraud management solutions, both internally developed and external providers, to understand trade offs between client impact and fraud prevention.
• Research best practices for Fraud organizations and recommend implementations that work for Bluevine.
• Work with fraud and payments operations to understand ongoing fraud trends and translate that into actionable items with short, medium, and long term solutions.
• Research and present out of the box solutions to limit fraud risk across DDA and a variety of credit products while maximizing revenue and minimizing customer friction.
• Leverage excel, SQL, and python or similar tools for quantitative analysis.

Skills

Fraud strategy

Risk analytics

Cross-functional teamwork

Project management

Data analysis

Education

Bachelor’s degree (Economics / Mathematics / Business / STEM)

Tools

Excel

SQL

Python

PowerPoint

Job description

Bluevine is seeking a Fraud Strategy Analyst to identify ongoing fraud trends and implement solutions to mitigate losses while minimizing customer friction. You will work with risk operations, analytics, product, and business leaders to analyze tradeoffs and drive data-driven decisions.

You’ll develop and present recommendations to executives and operational teams, evaluate fraud technologies, and translate insights into actionable, long-term and short-term improvements.