Fraud Investigator

Celero Commerce; Fort Worth (TX); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health insurance

Dental and vision

Life insurance

Identify theft protection

Paid time off

401k

Job summary

Celero Commerce is seeking a Fraud Investigator to oversee merchant activity and protect against credit card fraud. You will identify risks, ensure regulatory compliance, and mitigate fraud exposure across our portfolio.

Responsibilities include monitoring queues, analyzing trends, conducting investigations, and educating merchants on card acceptance rules. You will report to the Risk Manager and collaborate with sales to escalate cases as needed.

Qualifications

• 1-2+ years of experience in a similar role.
• Attention to detail and ability to detect abnormal trends.
• Ability to analyze financial documentation and make informed decisions.
• Familiarity with the chargeback process and ability to articulate information to merchants and partners.
• Experience working with risk platforms is a plus.
• Strong communication skills via phone and email with internal teams, merchants, and partners.
• Ability to navigate multiple systems and manage cases efficiently.
• Goal-oriented mindset with the ability to meet or exceed daily, monthly, and annual quotas.
• Team player who thrives in a collaborative environment.

Responsibilities

• Monitor daily exception queues for potentially fraudulent activity, excessive chargebacks, and approved processing parameters.
• Analyze processing trends for possible fraud and recognize merchants approaching pre-set thresholds.
• Conduct re-reviews and initiate investigations as needed.
• Create and track cases in internal systems, documenting investigation outcomes.
• Educate merchants on proper card acceptance methods and industry rules.
• De-escalate situations and handle potentially difficult interactions over phone and email.
• Provide operational assistance throughout Celero Operations.
• Ensure compliance with Mastercard and Visa regulations as well as internal underwriting and risk procedures.
• Report directly to the Risk Manager and/or Director of Risk Management and escalated cases when necessary.
• Work closely with sales channels to elevate investigations to the appropriate teams.
• Perform other duties as assigned.

Job description

Celero Commerce is looking for a Fraud Investigator to join our team! In this role, you will be responsible for overseeing merchant activity with the primary goal of protecting Celero, our merchants, and consumers against credit card fraud. You’ll play a critical role in identifying potential risks, ensuring compliance with industry regulations, and mitigating fraud exposure across our portfolio.

Responsibilities

• Monitor daily exception queues for potentially fraudulent activity, excessive chargebacks, and approved processing parameters.
• Analyze processing trends for possible fraud and recognize merchants approaching pre-set thresholds.
• Conduct re-reviews and initiate investigations as needed.
• Create and track cases in internal systems, documenting investigation outcomes.
• Educate merchants on proper card acceptance methods and industry rules.
• De-escalate situations and handle potentially difficult interactions over phone and email.
• Provide operational assistance throughout Celero Operations.
• Ensure compliance with Mastercard and Visa regulations as well as internal underwriting and risk procedures.
• Report directly to the Risk Manager and/or Director of Risk Management and escalated cases when necessary.
• Work closely with sales channels to elevate investigations to the appropriate teams.
• Perform other duties as assigned.

Experience & Requirements

• 1-2+ years of experience in a similar role.
• Attention to detail and a strong ability to detect abnormal trends.
• Ability to analyze financial documentation and make informed decisions.
• Familiarity with the chargeback process and ability to articulate information to merchants and partners.
• Experience working with risk platforms is a plus.
• Strong communication skills via phone and email with internal teams, merchants, and partners.
• Ability to navigate multiple systems and manage cases efficiently.
• Goal-oriented mindset with the ability to meet or exceed daily, monthly, and annual quotas.
• Team player who thrives in a collaborative environment.

Start date: Immediate

Employment type: Full-time; Exempt

Benefits: We provide a comprehensive benefits package including health insurance, dental, vision, life insurance, identify theft protection, paid time off, and 401k

Celero Commerce provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

Please Note:Celero Commerce participates in E-Verify and performs background checks on all new hires. We will provide the Social Security Administration (SSA) and if necessary, the Department of Homeland Security (DHS), with information from each new employee’s form I-9 to confirm work authorization.

To learn more about our company, please visit Celero Commerce Facebook, Twitter, and LinkedIn pages: