Founding Engineer — AI-Driven Insurance Platform

Fernstone; New York (NY); On-site; USD 140,000 - 230,000; Full time

Job summary

Fernstone is building a new kind of insurance company by combining AI with expert advisors. As the founding engineer (engineering hire #2), you will own critical systems across the stack and shape the technical direction, working directly with operators to impact how we operate and serve customers.

You will own outcomes, design complete features, and engineer for reliability while developing practical AI that handles multi-step workflows and knows when to bring in a human operator.

Qualifications

• 2+ years of engineering experience (2+ YOE)
• Shipped and maintained production software that users rely on
• Able to turn ambiguous business problems into focused technical solutions
• Strong backend and relational database fundamentals, plus ability to build a polished frontend
• Experience with language models and AI tooling, including evaluating outputs and handling mistakes
• Experience using AI development tools and taking responsibility for code quality and debugging

Responsibilities

• Own outcomes by learning how insurance work gets done with the operations team and deciding what to build
• Build features across the stack: UI, application logic, data model, and infrastructure
• Design reliable workflows where data correctness and failure handling matter
• Develop practical AI that interprets information, automates multi-step work, and signals when human intervention is needed

Job description

Fernstone is building a new kind of insurance company by combining AI with expert advisors. As the founding engineer (engineering hire #2), you will own critical systems across the stack and shape the technical direction, working directly with operators to impact how we operate and serve customers.

You will own outcomes, design complete features, and engineer for reliability while developing practical AI that handles multi-step workflows and knows when to bring in a human operator.