Float Relationship Banker

Jobtailor; San Rafael (CA); On-site; USD 60,000 - 90,000; Full time

Job summary

Jobtailor seeks a Relationship Banker to build strong client relationships, assess banking needs, and educate customers on deposit and loan products. The role emphasizes proactive outreach, digital services, and cross-selling to meet client goals.

The candidate should have several years in retail banking, NMLS registration, and a customer-focused mindset. This on-site position offers growth within a trusted branch network and opportunities to engage with digital banking initiatives.

Qualifications

• High school diploma or equivalent required.
• Relationship Banker 2: typically 4–5 years of retail banking experience or a combination of experience and training.
• Senior Relationship Banker: typically 5+ years of retail banking experience or a combination of experience and training.
• Proven ability to build and foster relationships with clients through proactive outreach and follow up.
• Ability to engage and communicate with clients effectively.
• Thorough knowledge of bank policies, procedures, and support systems.
• Thorough knowledge of all retail products and services.
• Experience in sales campaigns/promotions and using digital/self-service technologies.
• NMLS registration required under SAFÉ Act; background and credit checks performed.

Responsibilities

• Build relationships with customers through face-to-face engagement and provide banking counsel.
• Assess and attend to customers’ banking needs.
• Obtain and process customer and account information.
• Educate clients on deposit and loan products and services.
• Recommend financial solutions based on customers’ goals and needs.
• Originate and close consumer loans.
• Open accounts and manage branch transactions.
• Develop collaborative partnerships with branch team members and partners.
• Open consumer and business accounts and submit credit applications.
• Educate clients on digital products and self-service options.

Skills

Retail banking experience

Client relationship management

Digital product knowledge

Customer service skills

Interpersonal skills

Effective communication

Proactive outreach

Education

High school diploma or equivalent

NMLS Registration

Tools

Self-Service Technologies

Digital Banking Services

Job description

• Build relationships with customers through face-to-face engagement and provide banking counsel
• Assess and attend to customers’ banking needs
• Obtain and process customer and account information
• Educate clients on deposit and loan products and services
• Recommend financial solutions based on customers’ goals and needs
• Originate and close consumer loans
• Open accounts and open and/or close the branch
• Build and foster client relationships through proactive outreach and follow-up
• Identify solutions for new and existing clients
• Maintain working knowledge of consumer and business banking products and digital services
• Greet clients and process basic transactions
• Develop collaborative partnerships with branch team members and partners
• Open consumer and business accounts, complete service requests, and submit credit applications
• Educate clients on emerging and self-service digital products
• Leverage resources and technologies to optimize client experience and operational accuracy

Requirements

• High school diploma or equivalent
• Relationship Banker 2: typically a minimum four to five years of job-related, retail banking experience or a combination of experience and commensurate training
• Senior Relationship Banker: typically five or more years of job-related, retail banking experience or a combination of experience and commensurate training
• Proven ability to build and foster relationships with clients through proactive outreach and follow up
• Ability to effectively engage and communicate with clients
• Thorough or advanced knowledge of applicable bank and branch policies, procedures and support systems
• Thorough knowledge of all retail products and services
• Proven customer service and interpersonal skills
• Experience participating in sales campaigns/promotions
• Experience using and demonstrating digital products and self-service technologies
• Ability to explore and identify a customer’s true needs while leveraging a digital-first mindset
• Demonstrated advanced proficiency in making appropriate recommendations that meet customers’ needs reactively and proactively
• National Mortgage Licensing System (NMLS) registration required under the S.A.F.E. Act of 2008 and Regulation Z
• Required NMLS registration process includes criminal background and credit checks
• Ability to comply with U.S. Bank policies and procedures, including the Code of Ethics and Business Conduct and workplace conduct and safety policies

Core Competencies

Demonstrates advanced proficiency in building client relationships and providing tailored financial solutions, leveraging thorough knowledge of retail banking products and digital services. Capable of effectively engaging clients and optimizing their experience through proactive outreach and collaboration.

Highest-signal resume keywords

• Retail Banking Experience
• Client Relationship Management
• Digital Product Knowledge
• NMLS Registration
• Customer Service Skills

Hard Skills

• Consumer Loan Origination
• Account Opening and Closing
• Financial Product Education
• Sales Campaign Participation
• Credit Application Submission

Soft Skills

• Interpersonal Skills
• Effective Communication
• Proactive Outreach

Certifications & Qualifications

• NMLS Registration

Industry Keywords

• Bank Policies and Procedures
• Consumer Banking
• Business Banking
• Customer Needs Assessment
• Code of Ethics and Business Conduct

Tools & Technologies

• Self-Service Technologies
• Digital Banking Services