Fintech Product Manager — Earned Wage Access Impact

Payactiv, Inc.; Milpitas (CA); On-site; USD 135,000 - 170,000; Full time

Benefits offered by this job

Health, dental, and vision coverage

401(k) matching

Unlimited PTO

Tuition assistance

Gym reimbursement

Office lunches

Hybrid schedule (Milpitas)

Paid family leave

Job summary

Payactiv, a fintech leader in earned wage access, is hiring a Product Manager to drive fintech products from concept to launch from our Milpitas, CA office. You will advocate for workers and employers, translate user needs into requirements, and collaborate across design, engineering, compliance, and GTM teams.

You will steward data-driven decisions, monitor KPIs, and explore AI-driven personalization and emerging fintech trends to improve engagement and outcomes for users.

Qualifications

• 2+ years of product management experience in fintech, payments, lending, or financial services.
• Care deeply about building user-centered financial wellness products.
• Use data to make decisions—but know when judgment and customer insight matter too.
• Know how to keep Agile, cross-functional product teams moving forward.
• Look for the win-win by balancing user goals and business goals.
• Communicate clearly, manage stakeholders well, and influence at every level.
• Are comfortable going deep with engineering teams on APIs, integrations, data flows, and mobile products.
• Understand fintech products, compliance, and the U.S. regulatory landscape.
• Are curious about emerging fintech technologies, including AI

Responsibilities

• Represent the voice of the customer through user research, product data, and direct feedback.
• Lead products from early ideas through launch, adoption, and continuous improvement.
• Bring design, engineering, compliance, and go-to-market teams together to deliver seamless and impactful solutions.
• Translate user needs into product requirements and keep teams aligned around what matters.
• Partner with Legal, Compliance, and Information Security to balance regulatory requirements and user experience.
• Explore emerging fintech trends, AI/ML-driven personalization, and other technologies that can improve products.
• Define success, track KPIs, and use insights to improve performance, engagement, and adoption.

Skills

Product management

Fintech

Agile

Data-driven decisions

Cross-functional collaboration

Stakeholder management

APIs & integrations

Regulatory awareness

AI familiarity

Tools

APIs

Integrations

Job description

Payactiv, a fintech leader in earned wage access, is hiring a Product Manager to drive fintech products from concept to launch from our Milpitas, CA office. You will advocate for workers and employers, translate user needs into requirements, and collaborate across design, engineering, compliance, and GTM teams.

You will steward data-driven decisions, monitor KPIs, and explore AI-driven personalization and emerging fintech trends to improve engagement and outcomes for users.