Financial Analyst

Arbor Financial Credit Union; Kalamazoo, Northern (MI, KY); On-site; USD 49,000 - 60,000; Full time

Benefits offered by this job

Hybrid work schedule

Paid time off

401(k) with match

Health insurance

Dental and vision

HSA and flexible spending

Life insurance

Disability coverage

Job summary

Arbor Financial Credit Union is seeking a Financial Analyst to transform complex financial and statistical data into actionable recommendations that support growth, profitability, and strategic initiatives. You will collaborate with leaders, departments, and external partners to position the credit union for long-term success while enhancing members' financial wellbeing.

Grow within a team-oriented environment with opportunities for promotion to Senior Financial Analyst.

Qualifications

• Bachelor's degree in accounting, finance, or related field.
• 3+ years finance/accounting-related experience.
• Financial services industry experience.
• Ability to synthesize information into clear, concise recommendations.
• Results orientation with strong organization, prioritization, project management, problem solving, and analytical skills.
• Excellent oral and written communication skills.
• Strong interpersonal and relationship-building skills, with ability to effectively manage vendor relationships.
• Professionalism in conduct, communication, and appearance.
• Preferred but not required: Payment systems and card services knowledge; CECL, ALM, profitability analysis, investment or regulatory reporting.

Responsibilities

• Analyze financial, statistical, and industry data to identify trends, develop forecasts, and provide recommendations that support strategic decision-making.
• Prepare and maintain financial analyses, budgets, and recurring reports/processes.
• Monitor and support the credit union's asset liability management, investment portfolio, liquidity, and overall financial performance.
• Conduct financial modeling, ratio analysis, what-if analyses, and competitive market research to help guide pricing and business decisions.
• Present financial insights, findings, and recommendations to leadership.
• Partner with internal departments (including cross-functional initiatives), vendors, auditors, and external partners
• Maintain compliance with applicable regulations, policies, and reporting requirements

Skills

Financial analysis

Forecasting

Budgeting

Financial modeling

Industry analysis

Presentation skills

Vendor management

Education

Bachelor's degree in accounting, finance, or related field

3+ years finance/accounting-related experience

Financial services industry experience

Job description

Financial Analyst Benefit Highlights

• Hybrid work schedule
• Paid vacation, personal, sick, holiday, volunteer & birthday time off
• 401(k) with 6% match and 4% profit-sharing contribution
• Top-notch health insurance, dental, and vision
• HSA, Flexible spending plans, life insurance, and short-term/long-term disability coverage

Starting Wage: $54,512/year, based on experience

Location: Kalamazoo, MI

About The Role

The Financial Analyst helps drive Arbor's financial success by transforming complex financial and statistical data into actionable recommendations that support growth, profitability, and strategic initiatives. This role collaborates with leaders, departments, and external partners to position the credit union for long-term success while enhancing the financial wellbeing of our members.

Where You're Headed

Grow right where you are - opportunities for promotion to Senior Financial Analyst are available. You'll also build valuable experience that can open doors to future leadership roles in Payment Systems, Card Services, or Accounting.

What You'll Do

• Analyze financial, statistical, and industry data to identify trends, develop forecasts, and provide recommendations that support strategic decision-making
• Prepare and maintain financial analyses, budgets, and recurring reports/processes
• Monitor and support the credit union's asset liability management, investment portfolio, liquidity, and overall financial performance
• Conduct financial modeling, ratio analysis, what-if analyses, and competitive market research to help guide pricing and business decisions
• Present financial insights, findings, and recommendations to leadership
• Partner with internal departments (including cross-functional initiatives), vendors, auditors, and external partners
• Maintain compliance with applicable regulations, policies, and reporting requirements

Is This You?

• Bachelor's degree in accounting, finance, or related field, or equivalent combination of education and experience
• 3+ years finance/accounting-related experience, with strong accounting/finance knowledge
• Financial services industry experience
• Ability to synthesize information into clear, concise recommendations
• Results orientation with strong organization, prioritization, project management, problem solving, and analytical skills
• Excellent oral and written communication skills
• Strong interpersonal and relationship-building skills, with ability to effectively manage vendor relationships
• Professionalism in conduct, communication, and appearance
• Ability to be bonded
• Preferred But Not Required: Payment systems and card services knowledge; finance-related professional designation/certification; experience with CECL, ALM, profitability analysis, investment or regulatory reporting

Why Join Arbor?

For over 90 years, Arbor Financial Credit Union has helped members and employees thrive. We've built a workplace grounded in our core values: Work Together, Do the Right Thing, Be Creative, and Have Fun. Here, you'll enjoy meaningful work, growth opportunities, caring teams, and great benefits.