Finance Manager

Talentify; North Bergen (NJ); On-site; USD 55,000 - 85,000; Full time

Job summary

Talentify in North Jersey is seeking an experienced automotive finance professional to guide customers through financing and leasing options, explaining terms and securing favorable terms. You will process loan applications, analyze credit, collaborate with the sales team, and maintain lender relationships.

Role requires 3–5 years in automotive finance, strong communication skills, and compliance knowledge.

Qualifications

• Experience: 3-5 years in automotive finance or related field; finance manager or similar role preferred.
• Education: High school diploma or equivalent required; Business Admin or related field beneficial.
• Certifications are a plus.

Responsibilities

• Assist customers in securing vehicle financing and leasing options.
• Explain financing terms, loan options, and leasing agreements clearly to customers.
• Process and submit loan applications to financial institutions.
• Review and analyze customers' credit histories to determine financing options.
• Collaborate with the sales team to understand customer needs and support the vehicle purchase process.
• Maintain and build relationships with banks, credit unions, and other financial institutions.
• Negotiate terms and ensure competitive financing offers.
• Ensure adherence to federal, state, and local regulations governing vehicle financing and leasing.
• Generate and review financial reports related to financing activities and monitor performance metrics.
• Provide exceptional customer service throughout the financing process and resolve concerns promptly.

Skills

Automotive financing

Credit analysis

Negotiation

Communication

MS Office

Dealer software

Education

High school diploma or equivalent

Business Administration or related field

Certifications a plus

Tools

Dealer Management Systems

Job description

• Customer Financing: Assist customers in securing vehicle financing and leasing options that best suit their needs. Explain financing terms, loan options, and leasing agreements clearly to customers.
• Loan Applications: Process and submit loan applications to various financial institutions. Work to secure favorable terms and rates for customers.
• Documentation: Ensure all financing and leasing documents are completed accurately and in compliance with company policies and legal regulations.
• Credit Analysis: Review and analyze customers' credit histories to determine appropriate financing options. Provide recommendations based on credit evaluations.
• Sales Team Collaboration: Work closely with the sales team to understand customer needs and provide support throughout the vehicle purchase process.
• Financial Institution Relations: Maintain and build relationships with banks, credit unions, and other financial institutions. Negotiate terms and ensure competitive financing offers.
• Compliance: Ensure adherence to all federal, state, and local regulations governing vehicle financing and leasing.
• Reporting: Generate and review financial reports related to financing activities. Monitor and track financing performance metrics.
• Customer Service: Provide exceptional customer service throughout the financing process. Address and resolve any customer concerns or issues promptly.

Qualifications:

• Experience: Minimum of 3-5 years of experience in automotive finance or a related field. Previous experience as a finance manager or in a similar role is preferred.
• Education: High school diploma or equivalent required
• Business Administration, or a related field. Relevant certifications are a plus.
• Skills: Strong understanding of automotive financing products, leasing options, and credit analysis. Excellent communication, negotiation, and interpersonal skills.
• Technical Proficiency: Proficient in using financial software and dealership management systems. Familiarity with MS Office Suite.
• Attention to Detail: High level of accuracy and attention to detail in processing financial transactions and documentation.
• Compliance Knowledge: Knowledge of federal and state regulations related to automotive finance and leasing.