Final Expense Insurance Agent

The Wood Agency Life; Shelton (CT); Remote; USD 40,000 - 120,000; Full time

Job summary

The Wood Agency Life is hiring a remote final expense insurance sales agent to help families in Shelton, CT explore policies that cover funeral and end-of-life costs. This is a 100% work-from-home role suited for patient listeners who handle phone and video conversations with older clients.

You will assess health and budget, present tailored options, guide clients through the e-app and coordinate with carriers. This is a 1099 contract with commissions based on production.

Qualifications

• Comfortable speaking with older adults over phone/video.
• Willing to obtain a state life insurance license with agency guidance.
• Patient, clear communicator who explains policy details without rushing.
• Have a computer, phone and reliable internet for remote work.
• Organized enough to track several pending applications.

Responsibilities

• Speak with prospects by phone and video to discuss final expense options.
• Learn clients’ health, budget and family situation before presenting options.
• Present policies sized to fit a fixed income.
• Complete the application using the carrier’s e-app platform.
• Track calls, case notes and status updates in the agency CRM.
• Follow underwriting to issue and keep clients informed.

Skills

Phone & video communication

Active listening

Organization

Independent work

Education

State life insurance license (or willingness to obtain)

Tools

CRM software

Carrier e-app platforms

Job description

The Wood Agency Life is seeking a remote final expense insurance sales agent to serve families in the Shelton, Connecticut area who are reviewing life insurance options that cover funeral and end-of-life costs. This is a 100% remote, work-from-home position built for patient listeners who are comfortable with phone and video conversations with older clients.

What you'll do

• Speak with people who've asked about final expense coverage, by phone and video, on their schedule.
• Learn about each client's health, budget and family situation before discussing any options.
• Present final expense life insurance policies sized to fit a fixed income.
• Complete the application together using the carrier's e-app platform.
• Track calls, case notes and status updates in the agency CRM.
• Follow the case through underwriting to issue, keeping the client informed along the way.

Qualifications

• Comfortable on the phone and on video, often with older adults.
• Willing to complete a state life insurance license, with agency guidance through roughly two weeks of coursework, or already hold one.
• Patient, clear communicator who explains policy details without rushing.
• A computer, a phone and reliable internet for remote work.
• Organized enough to track several pending applications at once.

What we provide

• An independent agency with access to multiple carriers for final expense products.
• Licensing coursework guidance if you're not yet licensed.
• Ongoing training on final expense products and carrier systems.
• CRM access to manage your pipeline.

Compensation

This is a 1099 independent contractor opportunity. Pay is commission-based. No salary or hourly pay is provided. Earnings depend on individual production.

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The Wood Agency Life. Ben Wood, NPN 20251128. Independent insurance agency. Agents are independent contractors (1099) paid under contract. A state life insurance license is required before soliciting or selling business, and licensing timelines vary by state. Equal opportunity — we consider every applicant regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status.