Final Expense Insurance Agent

The Wood Agency Life; Presque Isle (ME); Remote; USD 70,000 - 120,000; Full time

Benefits offered by this job

Licensing coursework guidance

Ongoing training

CRM access

Job summary

The Wood Agency Life is seeking remote final expense insurance sales agents to serve families in Presque Isle, Maine. This 100% work-from-home role involves helping clients apply for coverage entirely by phone and video, on their schedule.

You will engage with clients, assess their health and budget, and present fixed-income‑sized final expense options. Training, licensing guidance, and CRM tools are provided to support success.

Qualifications

• State life insurance license or willingness to obtain within two weeks (agency guidance provided).
• Reliable internet and a computer/phone for remote work.
• Comfortable communicating with older adults and explaining policies clearly.

Responsibilities

• Speak with prospective clients by phone and video to discuss final expense coverage.
• Understand health, budget and family situation before presenting options.
• Present policies sized to fit fixed income and guide clients through the application process.
• Track case notes and status updates in the agency CRM.
• Support underwriting through the process and keep clients informed.

Skills

Phone sales

Video calls

Communication

Remote work

Education

Life insurance license

Tools

CRM software

Job description

The Wood Agency Life is hiring remote final expense insurance sales agents to serve families in the Presque Isle, Maine area who are reviewing life insurance options that cover funeral and end-of-life costs. This is a 100% remote, work-from-home position—you'll help clients apply for coverage entirely by phone and video, on their schedule.

What you'll do

• Speak with people who've asked about final expense coverage, by phone and video, on their schedule.
• Learn about each client's health, budget and family situation before discussing any options.
• Present final expense life insurance policies sized to fit a fixed income.
• Complete the application together using the carrier's e-app platform.
• Track calls, case notes and status updates in the agency CRM.
• Follow the case through underwriting to issue, keeping the client informed along the way.

Qualifications

• Comfortable on the phone and on video, often with older adults.
• Willing to complete a state life insurance license, with agency guidance through roughly two weeks of coursework, or already hold one.
• Patient, clear communicator who explains policy details without rushing.
• A computer, a phone and reliable internet for remote work.
• Organized enough to track several pending applications at once.

What we provide

• An independent agency with access to multiple carriers for final expense products.
• Licensing coursework guidance if you're not yet licensed.
• Ongoing training on final expense products and carrier systems.
• CRM access to manage your pipeline.

Compensation

This is a 1099 independent contractor opportunity. Pay is commission-based. No salary or hourly pay is provided. Earnings depend on individual production. Qualified candidates are welcome to apply.

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The Wood Agency Life. Ben Wood, NPN 20251128. Independent insurance agency. Agents are independent contractors (1099) paid under contract. A state life insurance license is required before soliciting or selling business, and licensing timelines vary by state. Equal opportunity — we consider every applicant regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status.