Final Expense Insurance Agent

The Wood Agency Life; New Castle (DE); Remote; USD 30,000 - 90,000; Full time

Benefits offered by this job

Licensing coursework guidance

Ongoing training on final expense

CRM access to manage pipeline

Independent contractor status

Job summary

The Wood Agency Life is seeking remote final expense insurance sales agents to help families in the New Castle, Delaware area. Work-from-home role, licensed or in-licensing, with training and CRM support. Earn through commissions by helping clients apply for coverage by phone or video.

You’ll manage multiple pending applications, present tailored policies, and guide clients through underwriting while staying on schedule and compliant with licensing requirements.

Qualifications

• Comfortable speaking with clients by phone or video.
• Must obtain a state life insurance license or already hold one.
• Clear communicator who explains policy details without rushing.

Responsibilities

• Speak with clients about final expense coverage by phone and video.
• Learn each client's health and budget to tailor options.
• Present final expense policies sized to fit fixed income.
• Complete applications using the carrier's e-app platform.
• Track calls and status in the agency CRM.
• Support underwriting and keep clients informed throughout process.

Skills

Phone/Video sales

Customer service

Communication

Organizational skills

Education

State life insurance license

Licensing coursework

Tools

CRM software

Job description

The Wood Agency Life is hiring remote final expense insurance sales agents to serve families in the New Castle, Delaware area who are reviewing life insurance options that cover funeral and end-of-life costs. This is a 100% remote, work-from-home position — you'll help clients apply for coverage by phone and video, on their schedule, from anywhere with reliable internet.

What you'll do

• Speak with people who've asked about final expense coverage, by phone and video, on their schedule.
• Learn about each client's health, budget and family situation before discussing any options.
• Present final expense life insurance policies sized to fit a fixed income.
• Complete the application together using the carrier's e-app platform.
• Track calls, case notes and status updates in the agency CRM.
• Follow the case through underwriting to issue, keeping the client informed along the way.

Qualifications

• Comfortable on the phone and on video, often with older adults.
• Willing to complete a state life insurance license, with agency guidance through roughly two weeks of coursework, or already hold one.
• Patient, clear communicator who explains policy details without rushing.
• A computer, a phone and reliable internet for remote work.
• Organized enough to track several pending applications at once.

What we provide

• An independent agency with access to multiple carriers for final expense products.
• Licensing coursework guidance if you're not yet licensed.
• Ongoing training on final expense products and carrier systems.
• CRM access to manage your pipeline.

Compensation

This is a 1099 independent contractor opportunity. Pay is commission-based. No salary or hourly pay is provided. Earnings depend on individual production. Qualified candidates are welcome to apply.

The Wood Agency Life. Ben Wood, NPN 20251128. Independent insurance agency. Agents are independent contractors (1099) paid under contract. A state life insurance license is required before soliciting or selling business, and licensing timelines vary by state. Equal opportunity — we consider every applicant regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status.