Final Expense Insurance Agent

The Wood Agency Life; Ottumwa (IA); Remote; USD 40,000 - 90,000; Part time

Benefits offered by this job

Licensing coursework guidance

Ongoing training on final expense

CRM access

Job summary

The Wood Agency Life is seeking a remote final expense insurance sales agent to serve families in Ottumwa, Iowa. This 100% work-from-home role conducts client meetings by phone and video, guiding them through the entire application process from anywhere with reliable internet.

You’ll talk with clients, assess needs, present suitable policies, and manage case progression through underwriting, all while using CRM to track activity and outcomes.

Qualifications

• Comfortable speaking on phone and video, including with older adults.
• Willing to obtain a state life insurance license with agency guidance or already licensed.
• Clear communicator who explains policy details without rushing.
• Requires a computer, phone and reliable internet for remote work.
• Organized enough to track several pending applications at once.

Responsibilities

• Speak with prospects about final expense coverage by phone and video.
• Assess client health, budget, and family situation before proposing options.
• Present final expense policies sized to fit fixed income.
• Complete applications using the carrier's e-app platform.
• Track calls, case notes and status updates in the CRM.
• Follow underwriting to issue and keep clients informed.

Skills

Phone/video comfort

Clear communication

Remote work readiness

Multi-task organization

Education

Life insurance license (existing or willing)

Job description

The Wood Agency Life is looking for a remote final expense insurance sales agent to serve families in the Ottumwa, Iowa area who are reviewing life insurance options that cover funeral and end-of-life costs. This is a 100% remote, work-from-home position-you'll help clients apply for coverage entirely by phone and video, on their schedule, from anywhere with reliable internet.

What you'll do

• Speak with people who've asked about final expense coverage, by phone and video, on their schedule.
• Learn about each client's health, budget and family situation before discussing any options.
• Present final expense life insurance policies sized to fit a fixed income.
• Complete the application together using the carrier's e-app platform.
• Track calls, case notes and status updates in the agency CRM.
• Follow the case through underwriting to issue, keeping the client informed along the way.

Qualifications

• Comfortable on the phone and on video, often with older adults.
• Willing to complete a state life insurance license, with agency guidance through roughly two weeks of coursework, or already hold one.
• Patient, clear communicator who explains policy details without rushing.
• A computer, a phone and reliable internet for remote work.
• Organized enough to track several pending applications at once.

What we provide

• An independent agency with access to multiple carriers for final expense products.
• Licensing coursework guidance if you're not yet licensed.
• Ongoing training on final expense products and carrier systems.
• CRM access to manage your pipeline.

Compensation

This is a 1099 independent contractor opportunity. Pay is commission-based. No salary or hourly pay is provided. Earnings depend on individual production. Questions: [phone].

The Wood Agency Life. Ben Wood, NPN 20251128. Independent insurance agency. Agents are independent contractors (1099) paid under contract. A state life insurance license is required before soliciting or selling business, and licensing timelines vary by state. Equal opportunity - we consider every applicant regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status.