Final Expense Insurance Agent

The Wood Agency Life; Vineland (NJ); Remote; USD 60,000 - 120,000; Part time

Benefits offered by this job

Licensing coursework guidance

Ongoing training on final expense

CRM access

Job summary

The Wood Agency Life is hiring remote sales agents to help Vineland, New Jersey residents understand final expense life insurance options. This 100% remote role is built for patient listeners who can conduct phone and video conversations with older clients.

You will learn client health and budget details, present fit-for-purpose policies, and complete the e-app with the carrier. Work from home with CRM tracking and ongoing training.

Qualifications

• Comfortable on phone and video with older clients.
• Willing to obtain state life license with agency guidance.
• Clear communicator who explains policy details without rushing.
• Have a computer, phone and reliable internet for remote work.
• Organized to track several pending applications.

Responsibilities

• Speak with clients about final expense coverage by phone or video.
• Assess health, budget, and family situation to tailor options.
• Present policies sized to fit fixed income.
• Complete applications using the carrier's e-app platform.
• Track calls and case notes in the agency CRM; update status.
• Guide cases through underwriting to final issue.

Skills

Strong communication

Phone & video savvy

Organized multitasking

Tech readiness

Independent contractor mindset

Education

State life insurance license (or willing to complete)

Tools

CRM software

Carrier e-app platform

Job description

Families in Vineland, New Jersey are looking for final expense insurance coverage to protect against funeral and end-of-life costs. The Wood Agency Life is hiring remote sales agents to help them understand their options and apply for policies that fit their needs. This is a 100% remote, work-from-home position serving the Vineland, New Jersey area, built for patient listeners who are comfortable with phone and video conversations with older clients.

What you'll do

• Speak with people who've asked about final expense coverage, by phone and video, on their schedule.
• Learn about each client's health, budget and family situation before discussing any options.
• Present final expense life insurance policies sized to fit a fixed income.
• Complete the application together using the carrier's e-app platform.
• Track calls, case notes and status updates in the agency CRM.
• Follow the case through underwriting to issue, keeping the client informed along the way.

Qualifications

• Comfortable on the phone and on video, often with older adults.
• Willing to complete a state life insurance license, with agency guidance through roughly two weeks of coursework, or already hold one.
• Patient, clear communicator who explains policy details without rushing.
• A computer, a phone and reliable internet for remote work.
• Organized enough to track several pending applications at once.

What we provide

• An independent agency with access to multiple carriers for final expense products.
• Licensing coursework guidance if you're not yet licensed.
• Ongoing training on final expense products and carrier systems.
• CRM access to manage your pipeline.

Compensation

This is a 1099 independent contractor opportunity. Pay is commission-based. No salary or hourly pay is provided. Earnings depend on individual production.

The Wood Agency Life. Ben Wood, NPN 20251128. Independent insurance agency. Agents are independent contractors (1099) paid under contract. A state life insurance license is required before soliciting or selling business, and licensing timelines vary by state. Equal opportunity — we consider every applicant regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status.