Final Expense Insurance Agent

The Wood Agency Life; Commerce City (CO); Remote; USD 50,000 - 120,000; Full time

Benefits offered by this job

Licensing coursework guidance

Ongoing training

CRM access

Job summary

The Wood Agency Life is hiring remote final expense insurance sales agents to serve families in the Commerce City, Colorado area. This 100% remote position is built for patient listeners who are comfortable with phone and video conversations with older clients.

As an independent contractor, you will earn commissions based on your production. The role emphasizes building relationships, guiding clients through licensing if needed, and leveraging multiple carriers to fit fixed-income needs.

Qualifications

• Comfortable on phone and video with older adults.
• Willing to complete state life license with agency guidance or already licensed.
• Patient, clear communicator who explains policy details calmly.
• Has computer, phone and reliable internet for remote work.
• Organized enough to track multiple pending applications.

Responsibilities

• Speak with people who asked about final expense coverage by phone and video.
• Learn about client's health, budget and family before options.
• Present final expense life insurance policies sized to fit fixed income.
• Complete applications using the carrier's e-app platform.
• Track calls, case notes and status in the agency CRM.
• Follow the case through underwriting to issue and inform the client.

Skills

Phone/video communication

Patient communicator

Organization

Remote work readiness

Education

State life insurance license (required or in progress)

Tools

CRM software

E-app platform

Job description

The Wood Agency Life is hiring remote final expense insurance sales agents to serve families in the Commerce City, Colorado area. This is a 100% remote, work-from-home position built for patient listeners who are comfortable with phone and video conversations with older clients.

What you'll do

• Speak with people who've asked about final expense coverage, by phone and video, on their schedule.
• Learn about each client's health, budget and family situation before discussing any options.
• Present final expense life insurance policies sized to fit a fixed income.
• Complete the application together using the carrier's e-app platform.
• Track calls, case notes and status updates in the agency CRM.
• Follow the case through underwriting to issue, keeping the client informed along the way.

Qualifications

• Comfortable on the phone and on video, often with older adults.
• Willing to complete a state life insurance license, with agency guidance through roughly two weeks of coursework, or already hold one.
• Patient, clear communicator who explains policy details without rushing.
• A computer, a phone and reliable internet for remote work.
• Organized enough to track several pending applications at once.

What we provide

• An independent agency with access to multiple carriers for final expense products.
• Licensing coursework guidance if you're not yet licensed.
• Ongoing training on final expense products and carrier systems.
• CRM access to manage your pipeline.

Compensation

This is a 1099 independent contractor opportunity. Pay is commission-based. No salary or hourly pay is provided. Earnings depend on individual production.

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The Wood Agency Life. Ben Wood, NPN 20251128. Independent insurance agency. Agents are independent contractors (1099) paid under contract. A state life insurance license is required before soliciting or selling business, and licensing timelines vary by state. Equal opportunity - we consider every applicant regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status.