Final Expense Insurance Agent

The Wood Agency Life; Vestavia Hills (AL); Remote; USD 50,000 - 100,000; Full time

Job summary

The Wood Agency Life is hiring remote final expense insurance sales agents to serve the Vestavia Hills, Alabama area. This 100% remote role focuses on guiding older clients through life insurance options that cover funeral and end-of-life costs via phone or video conversations.

As an independent contractor, you will be paid by commission with access to multiple carriers and licensing guidance. You’ll track your pipeline in the CRM and manage applications through underwriting with clients

Qualifications

• Comfortable on the phone and video with older adults.
• Willing to complete a state life insurance license, with guidance.
• Patient, clear communicator who explains policy details without rushing.
• A computer, a phone and reliable internet for remote work.
• Organized enough to track several pending applications at once.

Responsibilities

• Speak with prospects by phone and video to discuss final expense coverage.
• Learn about client health, budget and family situation before options.
• Present final expense policies sized to fit fixed income.
• Complete the application together using the carrier's e-app platform.
• Track calls, case notes and status updates in the agency CRM.
• Follow the case through underwriting to issue, keeping the client informed.

Skills

Phone sales

Video calls

Customer listening

Remote work setup

Education

State life insurance license or pursuing

Tools

CRM software

Carrier e-app platform

Job description

The Wood Agency Life is hiring remote final expense insurance sales agents to serve the Vestavia Hills, Alabama area. This is a 100% remote, work-from-home position built for patient listeners who are comfortable with phone and video conversations with older clients seeking to review life insurance options that cover funeral and end-of-life costs.

What you'll do

• Speak with people who've asked about final expense coverage, by phone and video, on their schedule.
• Learn about each client's health, budget and family situation before discussing any options.
• Present final expense life insurance policies sized to fit a fixed income.
• Complete the application together using the carrier's e-app platform.
• Track calls, case notes and status updates in the agency CRM.
• Follow the case through underwriting to issue, keeping the client informed along the way.

Qualifications

• Comfortable on the phone and on video, often with older adults.
• Willing to complete a state life insurance license, with agency guidance through roughly two weeks of coursework, or already hold one.
• Patient, clear communicator who explains policy details without rushing.
• A computer, a phone and reliable internet for remote work.
• Organized enough to track several pending applications at once.

What we provide

• An independent agency with access to multiple carriers for final expense products.
• Licensing coursework guidance if you're not yet licensed.
• Ongoing training on final expense products and carrier systems.
• CRM access to manage your pipeline.

Compensation

This is a 1099 independent contractor opportunity. Pay is commission-based. No salary or hourly pay is provided. Earnings depend on individual production. Qualified candidates are welcome to apply.

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The Wood Agency Life. Ben Wood, NPN 20251128. Independent insurance agency. Agents are independent contractors (1099) paid under contract. A state life insurance license is required before soliciting or selling business, and licensing timelines vary by state. Equal opportunity — we consider every applicant regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status.