Farm Field Risk Inspector — Hybrid Work Model & Vehicle

FMNE Insurance; Norfolk (NE); Hybrid; USD 65,000 - 90,000; Full time

Benefits offered by this job

Company vehicle

Hybrid work model

Health coverage

401(k) plan

Pension plan

Wellness programs

Job summary

FMNE Insurance is seeking a Farm Field Inspection Specialist to join the Reunderwriting department. This role conducts on-site inspections of farm properties to evaluate risk, verify underwriting information, and advise on underwriting actions.

You will travel within assigned territory, assess dwellings, buildings, equipment, and liability exposures, and prepare inspection reports with findings and recommendations. A strong knowledge of farming and risk mitigation is essential.

Qualifications

• Bachelor’s degree in agriculture, Agribusiness, Animal Science, Risk Management, Insurance, or related field preferred.
• Strong understanding of farm operations and agricultural risks.
• 3–5 years of experience in Farm insurance underwriting, Agricultural operations, Loss control, Property inspections.
• Knowledge of personal farm insurance products preferred.
• Valid driver’s license and clean driving record with ability to travel extensively within assigned territory.
• Excellent customer service and relationship building skills.
• Strong analytical and decision‑making skills.
• Proficiency with Microsoft Office and mobile inspection technology.
• Ability to interpret aerial imagery, mapping tools, and property data.
• Proficiency with Guidewire or similar policy administration systems.
• Professional designations (e.g., CPCU, ARM, AIC) or progress toward completion a plus.
• Effective communication, collaboration, and influencing skills across cross‑functional stakeholders.

Responsibilities

• Serve as a resource for underwriters and agents on farm property exposures and agricultural operations.
• Identify policies for Reunderwriting inspections.
• Partner with underwriters on complex or large farm risks.
• Assist underwriting with investigations involving unusual risks or large property values.
• Recommend underwriting actions.
• Conduct on-site inspections of new and existing farm accounts.
• Evaluate dwellings, farm buildings, equipment and liability exposures.
• Assess property condition, construction quality, and maintenance to identify hazards that may increase the likelihood of loss.
• Measure and photograph dwellings, buildings and bin structures.
• Prepare inspection reports relating to findings and recommendations for insurance.
• Evaluate insurance value for dwellings, buildings and bins.
• Partner with the Farm Risk Specialist to underwrite large farm risks.
• Educate policyholders and agents on risk mitigation best practices.
• Recommend corrective actions and loss control improvements that assist in reducing future losses.
• Maintain inspection schedules and complete reports within established service standards.
• Effectively manage field territory and travel to maximize inspection productivity.
• Utilize technology and inspection tools to accurately document exposures and communicate findings.
• Complete inspection documentation within required timelines.
• Perform additional duties as needed to support departmental and organizational goals.

Job description

FMNE Insurance is seeking a Farm Field Inspection Specialist to join the Reunderwriting department. This role conducts on-site inspections of farm properties to evaluate risk, verify underwriting information, and advise on underwriting actions.

You will travel within assigned territory, assess dwellings, buildings, equipment, and liability exposures, and prepare inspection reports with findings and recommendations. A strong knowledge of farming and risk mitigation is essential.