Factoring Underwriter

The Agency; Town of Texas (WI); Remote; USD 85,000 - 100,000; Full time

Job summary

A fast-growing factoring company is seeking an Experienced Factoring Underwriter. This fully remote role requires 5+ years of underwriting experience, especially in transportation factoring. Responsibilities include evaluating applications and collaborating with various teams, focusing on providing reliable financing solutions.

Benefits

Performance-based bonuses

Health, dental, and vision insurance

Retirement plan options

Paid time off and holidays

Qualifications

• Minimum 5 years of direct experience underwriting factoring transactions.
• Strong experience underwriting transportation factoring.
• Ability to work independently in a remote environment.

Responsibilities

• Evaluate and underwrite new factoring applications.
• Analyze financial statements and assess risk.
• Collaborate with sales, onboarding, legal, and account management teams.

Skills

Analytical skills

Risk management

Detail-oriented

Communication skills

Tools

Factoring software

Microsoft Office Suite

Job description

Direct message the job poster from The Agency

Banking and Finance Recruitment Specialist at The Agency

Job Title: Experienced Factoring Underwriter

Location: Remote

Employment Type: Full-Time

About This Group:

This is a fast-growing factoring company headquartered in Texas with a nationwide client base. Their team specializes in providing working capital solutions through both general factoring and transportation factoring. They pride themselves on offering fast, reliable, and flexible financing options that help businesses thrive.

Position Overview

We are seeking an experienced and highly analytical Factoring Underwriter to join the team. The ideal candidate will have 5+ years of direct underwriting experience in the factoring industry, with proven expertise in both general factoring and transportation factoring. This role is fully remote, and candidates must be self-driven, detail-oriented, and comfortable operating in a virtual work environment.

Key Responsibilities

• Evaluate and underwrite new factoring applications across a broad range of industries.
• Analyze financial statements, aging reports, debtor creditworthiness, and business operations to assess risk and structure appropriate funding solutions.
• Conduct due diligence on clients and debtors, including filings, background checks, and verification of accounts receivable.
• Develop and present underwriting recommendations to the credit committee with detailed risk assessments and mitigation strategies.
• Collaborate closely with sales, onboarding, legal, and account management teams to ensure a seamless client experience.
• Monitor portfolio performance and proactively identify potential risks or deteriorating credit conditions.
• Maintain up-to-date knowledge of industry trends, regulatory requirements, and best practices in factoring and risk assessment.

Qualifications

• Minimum 5 years of direct experience underwriting factoring transactions (required).
• Strong experience underwriting transportation factoring and general factoring deals.
• Proven ability to work independently in a remote environment with minimal supervision.
• In-depth understanding of filings, lien priority, invoice verification, and risk management.
• Proficiency with underwriting tools, factoring software, and Microsoft Office Suite.
• Strong written and verbal communication skills, with the ability to present complex financial information clearly.
• High level of integrity, sound judgment, and a client-focused mindset.

Compensation and Benefits

• Performance-based bonuses.
• Remote work flexibility.
• Health, dental, and vision insurance.
• Retirement plan options.
• Paid time off and holidays.

If you believe that you fit the above criteria, please apply.

Seniority level

• Seniority level

  Not Applicable

Employment type

• Employment type

  Full-time

Job function

• Job function

  Analyst and Administrative

• Industries

  Banking, Financial Services, and Investment Banking

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Inferred from the description for this job

Medical insurance

Vision insurance

401(k)

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