External Mortgage Sales Specialist

AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC; Methuen (MA); On-site; USD 70,000 - 120,000; Full time

Benefits offered by this job

Medical insurance

Dental and vision plans

401K

Job summary

AnnieMac Home Mortgage is hiring a Full Time External Mortgage Loan Originator to source loans through realtor networks and external channels, traveling to meet clients.

Under supervision of Branch Manager, responsibilities include pre-qualifying borrowers, presenting loan options, collecting financial documents, and guiding applicants through closing.

Strong relationship skills, mortgage industry experience, and active state license required; travel up to 80% is expected along with benefits.

Qualifications

• Experience directly related to the Mortgage Industry.
• Must have state license or certificate.
• Knowledge of pricing and underwriting requirements of mortgage insurers (FNMA, FHLMC, FHA, VA).
• Familiar with Truth-in-Lending, RESPA and other applicable laws.

Responsibilities

• Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals.
• Regularly participate in mortgage sales including attending closings and open houses, and conducting seminars and other lead-generating activities.
• Take information from the borrower and fill out the loan application.
• Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product.
• Collect financial information (tax returns, bank statements) and other related documents that are part of the application process;Provide disclosures to the borrower, including truth in lending, good faith estimate, and others.
• Counsel and advise the borrower in understanding and clearing credit problems.
• Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed.
• Order legal documents.Review HUDS prior to closing.

Skills

Sales-oriented

Excellent communication

Financial analysis

Relationship building

Lead generation

Education

State mortgage license

Job description

AnnieMac Home Mortgage is hiring a Full Time External Mortgage Loan Originator to source loans through realtor networks and external channels, traveling to meet clients.

Under supervision of Branch Manager, responsibilities include pre-qualifying borrowers, presenting loan options, collecting financial documents, and guiding applicants through closing.

Strong relationship skills, mortgage industry experience, and active state license required; travel up to 80% is expected along with benefits.