Executive Director, SMB Card Acquisitions Risk Strategy

Next Frontier Capital; Wilmington (DE); On-site; USD 180,000 - 240,000; Full time

Job summary

Chase Card Services in the U.S. seeks a Card Acquisitions Risk Strategy Director to lead the risk function for SMB card originations, define risk appetite, and shape underwriting policies to balance growth and risk.

You will collaborate across risk, underwriting, finance, and legal to implement models, standards, and governance, while recruiting talent and reporting performance to senior leadership.

Qualifications

• Bachelor’s Degree in finance, business administration, or a related field.
• 10+ years in direct to consumer lending, originations, and/or retail credit at a large financial services business.
• Ability to evaluate and manage credit risk with knowledge of banking regulations.
• Strong judgment in approving or recommending credit transactions with quantitative and qualitative skills.
• Strategic thinking with execution and opportunity identification.
• Exceptional leadership and stakeholder management across teams.
• Proven collaboration across teams and lines of business in large organizations.
• Proficiency in executive-level presentations and simplifying complex topics.
• High initiative with entrepreneurial leadership.
• Excellent analytical skills using data and feedback to solve problems.
• Track record of successful program implementations.

Responsibilities

• Define the Credit Box in partnership with SMB Product GM’s, Finance, and the second line of defense Credit Risk team
• Lead alignment with Product and Finance and Risk to define and execute on strategies to achieve credit goals
• Partner closely with product and risk teams in assessing new credit opportunities. Define an execution plan for new credit opportunities
• Set up reviews and processes to ensure we are executing well on our credit box assumptions
• Partner with risk strategies in defining variables that would be included in new credit models and interface with the modeling team on the acquisitions modeling suite and roadmap
• Recruit and develop high performing talent to staff the acquisitions credit decisioning unit
• Develop and implement metrics to track acquisitions performance. Lead the report outs for performance monitoringto senior leadership
• Help shape credit policies, underwriting standards, and risk management frameworks
• Ensure adherence to banking regulations and internal controls related to credit risk
• Work with teams across business lines (e.g., risk, underwriting, legal, finance) to balance growth and risk
• Provide approvals or recommendations for complex acquisitions related credit transactions

Skills

Credit risk

Strategic thinking

Leadership

Executive communication

Risk governance

Education

Bachelor's degree in finance

Job description

Chase Card Services in the U.S. seeks a Card Acquisitions Risk Strategy Director to lead the risk function for SMB card originations, define risk appetite, and shape underwriting policies to balance growth and risk.

You will collaborate across risk, underwriting, finance, and legal to implement models, standards, and governance, while recruiting talent and reporting performance to senior leadership.